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417 W Northern Ave, Lima, OH, 45801

3beds
1baths
1,009sqft
$205,000
$203price/sqft
$1,598/moest. monthly cost
$63,920/yrincome needed

About This Home

Step into this thoughtfully refreshed ranch in the Elida School District, where comfort and style come together effortlessly. The open layout centers around a sharp, modern kitchen featuring a generous island and stainless steel appliances. Just beyond, the living area feels bright and welcoming, with large windows that bring in an abundance of natural light. On the main level, you'll find updated living spaces finished with a mix of neutral tones and fun vibrant accents. A practical mudroom that is accessible from both the garage and backyard keeps daily routines organized and hassle-free. The downstairs expands your options with a partially finished basement that can easily serve as a cozy family room, workout space, entertainment zone, or additional bedroom (no closet). There's also an extended area beneath the garage, offering extra square footage that works well as a storage space or safe room. Out back, you'll love the fully fenced-in yard, perfect for pets or kids, along with a covered patio that's ideal for relaxing or hosting friends. With its convenient location near schools, parks, and shopping, this home offers a great mix of updated style and everyday functionality.

Getting Around

56
WalkingSomewhat Walkable
19
TransitMinimal Transit
44
BikeSomewhat Bikeable

Schools

5/10
Elida Elementary SchoolGrades K-54.2 mi
7/10
Elida Middle SchoolGrades 6-84.3 mi
5/10
Elida High SchoolGrades 9-124.7 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1958

Materials

  • Foundation: Other
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Water Heater,Microwave,Oven,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished

Bedroom1

  • Level: First
  • Area: 134.56
  • Dimensions: 11.6 x 11.6

Bedroom2

  • Level: First
  • Area: 116
  • Dimensions: 11.6 x 10

Bedroom3

  • Level: First
  • Area: 93
  • Dimensions: 9.3 x 10

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Cathedral Ceiling(s)
  • Flooring: Vinyl
  • Finished area below ground: 534

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,009
  • Total interior livable area: 1,009 sqft

Kitchen

  • Level: First
  • Area: 239.85
  • Dimensions: 12.3 x 19.5

Living Room

  • Level: First
  • Area: 240
  • Dimensions: 16 x 15

Other

  • Level: Basement
  • Area: 390
  • Dimensions: 13 x 30

Property

Details

  • Parcel number: 36240905017.000
  • Zoning description: Residential

Features

  • Patio & porch: Covered,Patio
  • Fencing: Fenced

Lot

  • Lot size: 0.25 Acres

Parking

  • Total spaces: 1
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,036$12,432
Home Insurance *$188$2,256
Property Taxes $181$2,172
Electricity $193$2,320
Total$1,598$19,176
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$54,788/yr
40% on housing$47,940/yr
45% on housing$42,613/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$203This listing

vs Other Active Listings

Avg $/sqft

ZIP 45801$91
Allen County$112

vs Homes Sold Last Month

Median $/sqft

ZIP 45801$94
Allen County$116

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-28Listed for sale$215,000
2025-04-04Sold$190,000
2025-02-13Pending sale$194,900
2025-01-27Listed for sale$194,900
2024-12-27Pending sale$194,900
2024-11-11Listed for sale$194,900
2013-10-07Sold$22,500
2013-08-06Listed for sale$65,000
2000-07-14Sold$69,000

For Sale by Agent

AgentKristina Auer
BrokerageAt Home Realty

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