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934 N Metcalf St, Lima, OH, 45801

3beds
1baths
1,152sqft
$59,000
$51price/sqft
$597/moest. monthly cost
$23,880/yrincome needed

About This Home

Investors! Finish off this value add property to your liking! This 3 bedroom, one full bath home offers 1152 square feet and a big 51 x 135 lot! Fantastic ARV value! Roof year unknown, no leaks. Cement Driveway! Partially fenced in back yard! Selling AS IS, Where Is. No Seller financing. Close to downtown Lima, parks, restaurants, shopping, hospital, freeway access and more! There are 27 other single family home properties for sale that are either tenant occupied or value add investments!

Getting Around

55
WalkingSomewhat Walkable
24
TransitMinimal Transit
43
BikeSomewhat Bikeable

Schools

3/10
5/10
Liberty Arts Magnet K-8Grades K-81.4 mi
2/10
Lima Senior High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 1910

Materials

  • Foundation: Block
  • Roof: Asphalt,Fiberglass
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Conventional
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,152

Heating & Cooling

  • Heating features: Gas
  • Cooling features: None

Interior Area

  • Total structure area: 1,152
  • Total interior livable area: 1,152 sqft

Property

Details

  • Parcel number: 36250902021.000
  • Attached to another structure: Yes
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: None
  • Fencing: Partial

Lot

  • Lot size: 6,882 sqft
  • Lot size dimensions: 51 x 135

Parking

  • Parking features: Driveway

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $298$3,576
Home Insurance *$54$648
Property Taxes $52$624
Electricity $193$2,320
Total$597$7,164
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$20,468/yr
40% on housing$17,910/yr
45% on housing$15,920/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$51This listing

vs Other Active Listings

Avg $/sqft

ZIP 45801$94
Allen County$112

vs Homes Sold Last Month

Median $/sqft

ZIP 45801$94
Allen County$116

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-25Price change$59,000
2026-03-03Price change$60,000
2026-02-21Price change$61,000
2026-01-30Listed for sale$63,000
2022-03-22Sold$24,227
2022-01-11Pending sale$55,900
2021-06-24Listed for sale$55,900
1995-04-12Sold$28,000

For Sale by Agent

AgentLeilani M Bowersock
BrokerageColdwell Banker Schmidt Realty

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