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816 N Baxter St, Lima, OH, 45801

3beds
1baths
960sqft
$57,500
$60price/sqft
$585/moest. monthly cost
$23,400/yrincome needed

About This Home

Investors! Look at this value add investment project property ready for your renovations! This 3 bedroom, one full bath home offers 960 square feet on a 40 x 100 lot! Improvements include: Newer siding, gutters, kitchen cabinets, tile flooring, and hot water tank! Priced to sell, no seller financing. Ask us about the other 16 value add properties for sale in the area that are similar and can be bundled for purchase in groups or portfolio! AS IS. Great area and ARV! Hurry this will not last long!

Getting Around

61
WalkingSomewhat Walkable
24
TransitMinimal Transit
45
BikeSomewhat Bikeable

Schools

3/10
5/10
Liberty Arts Magnet K-8Grades K-81.3 mi
2/10
Lima Senior High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 1919

Materials

  • Foundation: Block
  • Roof: Asphalt,Fiberglass
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Conventional
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Washer Hookup,Electric Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 960

Heating & Cooling

  • Heating features: Gas
  • Cooling features: None

Interior Area

  • Total structure area: 960
  • Total interior livable area: 960 sqft

Property

Details

  • Parcel number: 36250910018.000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: None
  • Fencing: None

Lot

  • Lot size: 4,007 sqft
  • Lot size dimensions: 40 x 100

Parking

  • Parking features: Driveway

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $290$3,480
Home Insurance *$52$624
Property Taxes $50$600
Electricity $193$2,320
Total$585$7,020
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$20,057/yr
40% on housing$17,550/yr
45% on housing$15,600/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$60This listing

vs Other Active Listings

Avg $/sqft

ZIP 45801$94
Allen County$112

vs Homes Sold Last Month

Median $/sqft

ZIP 45801$94
Allen County$116

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-25Price change$59,000
2026-03-03Price change$65,000
2026-02-21Price change$67,500
2026-01-20Listed for sale$69,500
2025-10-10Listing removed$77,000
2025-07-09Listed for sale$77,000
2022-03-22Sold$21,703
2022-01-11Pending sale$49,900
2007-09-04Sold$21,000
2002-10-24Sold$18,000

For Sale by Agent

AgentLeilani M Bowersock
BrokerageColdwell Banker Schmidt Realty

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