503 N Charles St, Lima, OH, 45805
About This Home
Investors! OR Homeowners that love a remodeling project! Look at this value add investment project property or home ready for your creative renovations! This 3 bedroom, TWO full bath home offers 1708 square feet on a 50 x 72 lot! Improvements include: Newer siding, gutters, updated electrical panel, furnace and hot water tank! Priced to sell, no seller financing. Great hardwood floors on main level, lots of space! Roof year unknown but in good shape, no leaks! Great area! Quiet Street! Ask us about the OTHER 16 value add properties for sale in the area that are similar and can be bundled for purchase in groups or portfolio! AS IS. Great area and ARV! Hurry this will not last long!
Getting Around
Somewhat Walkable
Minimal Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1903
Materials
- Foundation: Block
- Roof: Asphalt,Fiberglass
- Construction materials: Other
Type & Style
- Home type: SingleFamily
- Architectural style: Conventional
- Property subType: Single Family Residence
Interior
Appliances
- Laundry features: Washer Hookup,Electric Dryer Hookup
Basement
- Has basement: Yes
- Basement: Full,Unfinished
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 1
- Main level bedrooms: 1
Features
- Number of fireplaces: 1
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 1,708
Heating & Cooling
- Heating features: Gas
- Cooling features: None
Interior Area
- Total structure area: 1,708
- Total interior livable area: 1,708 sqft
Property
Details
- Parcel number: 36251106016.000
- Attached to another structure: Yes
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Patio & porch: Rear Porch
- Fencing: Partial
Lot
- Lot size: 3,615 sqft
- Lot size dimensions: 50 x x 72
Parking
- Parking features: Driveway,On Site
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Ohio Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $374 | $4,488 |
| Home Insurance * | $47 | $564 |
| Property Taxes | $65 | $780 |
| Electricity | $193 | $2,320 |
| Total | $679 | $8,148 |
Income You'd Need if You Spent...
Ohio FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-25 | Price change | $74,000 |
| 2026-03-03 | Price change | $77,000 |
| 2026-02-21 | Price change | $83,000 |
| 2026-02-05 | Listed for sale | $85,000 |
| 2026-01-27 | Contingent | $85,000 |
| 2026-01-20 | Listed for sale | $85,000 |
| 2025-10-18 | Listing removed | $70,750 |
| 2025-07-09 | Listed for sale | $70,750 |
| 2024-03-06 | Listing removed | -- |
| 2024-01-11 | Listed for sale | $45,000 |
| 2022-03-22 | Sold | $36,989 |
| 2022-01-11 | Pending sale | $54,900 |
| 2005-01-13 | Sold | $24,000 |
| 1998-06-22 | Sold | $22,500 |
View on Zillow