431 N Metcalf St, Lima, OH, 45801
About This Home
Look at this beautiful 4 bedroom, 2 full bath home- ready for your renovation completion! A lot of work has already been completed! Grand layout! Corner lot, combination vinyl and wood siding, large front patio! Garage area was prior converted into an additional room area/ can be converted back! Some newer pex plumbing and light fixtures! 4 spacious bedrooms, 2 full baths, nice sized living room and dining room areas! Grand entranceway with plenty of space! Newer mechanics, roof year unknown- Priced to sell! No seller financing! No utilities will be turned on for any inspections/appraisals. Close to parks, restaurants, shopping, hospitals and more!
Getting Around
Very Walkable
Some Transit
BikeableSchools
Construction
Condition
- Year built: 1903
Materials
- Foundation: Block
- Roof: Asphalt,Fiberglass
- Construction materials: Other
Type & Style
- Home type: SingleFamily
- Architectural style: Conventional
- Property subType: Single Family Residence
Interior
Basement
- Has basement: Yes
- Basement: Full,Unfinished
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 1
Features
- Number of fireplaces: 1
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 1,513
Heating & Cooling
- Heating features: Forced Air,Gas
- Cooling features: None
Interior Area
- Total structure area: 1,513
- Total interior livable area: 1,513 sqft
Property
Details
- Parcel number: 36251215003.000
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Fencing: None
Lot
- Lot size: 3,876 sqft
- Lot size dimensions: 40 x 97
Parking
- Parking features: Driveway
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Ohio Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $298 | $3,576 |
| Home Insurance * | $54 | $648 |
| Property Taxes | $52 | $624 |
| Electricity | $193 | $2,320 |
| Total | $597 | $7,164 |
Income You'd Need if You Spent...
Ohio FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-25 | Price change | $59,000 |
| 2026-03-03 | Price change | $63,000 |
| 2026-02-21 | Price change | $73,000 |
| 2025-12-19 | Listed for sale | $75,000 |
| 2025-12-16 | Contingent | $75,000 |
| 2025-12-16 | Listed for sale | $75,000 |
| 2022-09-11 | Listing removed | -- |
| 2022-08-11 | Listed for rent | $1,200 |
| 2022-07-28 | Listing removed | -- |
| 2022-06-27 | Listed for rent | $1,200 |
| 2022-06-10 | Listing removed | -- |
| 2022-04-29 | Listed for rent | $1,000 |
| 2022-03-22 | Sold | $29,562 |
| 2022-01-11 | Pending sale | $49,900 |
| 2021-06-25 | Listed for sale | $49,900 |
| 2002-07-02 | Sold | $19,922 |
| 1999-01-25 | Sold | $57,000 |
| 1998-12-03 | Sold | $15,000 |
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