See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

3125 Long Rd, Lima, OH, 45807

3beds
2baths
1,546sqft
$419,900
$272price/sqft
$2,919/moest. monthly cost
$116,760/yrincome needed

About This Home

A rare opportunity to own 2.85 acres across two parcels with beautiful Ottawa River frontage and endless possibilities. This beautifully maintained 3-bedroom, 2-bath home combines peaceful waterfront living with exceptional functionality and entertaining space. Inside, discover a home filled with character and charm, featuring beautiful custom woodwork throughout. The main floor offers a renovated primary bedroom and updated bath, creating a comfortable private retreat, along with the convenience of main-floor laundry. The updated kitchen provides a stylish and functional space for everyday living. A standout feature of this property is the expansive 6-car garage with dedicated entertaining space, offering endless possibilities for hobbies, storage, gatherings or a dream workshop. Outside, enjoy the beautiful tranquility of Ottawa River frontage with plenty of space to relax, explore and make lasting memories.

Getting Around

9
WalkingCar-Dependent
10
TransitMinimal Transit
27
BikeSomewhat Bikeable

Schools

5/10
Elida Elementary SchoolGrades K-52.8 mi
8/10
Elida Middle SchoolGrades 6-82.9 mi
5/10
Elida High SchoolGrades 9-123.1 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1920

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Cooktop,Gas Water Heater,Microwave,Oven,Refrigerator

Bedroom1

  • Level: Main
  • Area: 253
  • Dimensions: 11 x 23

Bedroom2

  • Level: Second
  • Area: 168
  • Dimensions: 14 x 12

Bedroom3

  • Level: Second
  • Area: 144
  • Dimensions: 12 x 12

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Window features: Drapes,Screens
  • Flooring: Carpet,Hardwood
  • Fireplace features: Living Room,Pellet Stove
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,546
  • Total interior livable area: 1,546 sqft

Kitchen

  • Level: Main
  • Area: 1314
  • Dimensions: 9 x 146

Laundry

  • Level: Main
  • Area: 12264
  • Dimensions: 84 x 146

Office

  • Level: Second
  • Area: 1034
  • Dimensions: 94 x 11

Property

Details

  • Parcel number: 36280003003.002, 36280003003.006
  • Zoning description: Residential

Features

  • Levels: One and One Half,Two
  • Fencing: Fenced
  • On waterfront: Yes
  • Waterfront features: Waterfront

Lot

  • Lot size: 2.85 Acres

Parking

  • Total spaces: 6
  • Parking features: Garage Door Opener,Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 6
  • Covered spaces: 6

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,123$25,476
Home Insurance *$233$2,796
Property Taxes $370$4,440
Electricity $193$2,320
Total$2,919$35,028
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$100,080/yr
40% on housing$87,570/yr
45% on housing$77,840/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$272This listing

vs Other Active Listings

Avg $/sqft

ZIP 45807$125
Allen County$111

vs Homes Sold Last Month

Median $/sqft

ZIP 45807$149
Allen County$116

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-07Pending sale$419,900
2026-07-26Price change$419,900
2026-07-18Price change$435,400
2026-07-01Listed for sale$439,900
2000-05-04Sold$83,000

For Sale by Agent

AgentGinny (Virginia) Stump
BrokerageBerkshire Hathaway Professional Realty

Similar Homes