391 N Fernwood Dr, Lima, OH, 45805
About This Home
Welcome to 391 N Fernwood... Beautifully landscaped and meticulously maintained, this spacious 3,930 sq ft home offers the perfect blend of comfort, functionality, and custom touches. This 2 story home has 4 bedrooms, 3 full baths, and 2 half baths, this home includes two complete primary suites upstairs--ideal for multi-generational living or guest accommodations. The bright, open floor plan features cathedral ceilings and a welcoming family room with built-in bookshelves and a cozy woodburning fireplace. The heart of the home is the custom kitchen, boasting stunning hickory cabinets, a pantry, breakfast bar, and eat-in dining area--perfect for casual meals or entertaining. Additional highlights include a wet bar, an oversized 2-car attached garage with built-in cabinetry, a workbench, and both heat and hot/cold water. A bonus 28x24 detached garage provides extra storage, workspace, or room for toys and hobbies. This wonderful home is centrally located to many local restaurants, shopping and entertainment. Don't miss the opportunity to own this thoughtfully designed and well-appointed home--inside and out! call today for your private tour
Getting Around
Car-Dependent
Minimal Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1978
Materials
- Foundation: Other
- Construction materials: Cedar,Stone Veneer
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Electric Cooktop,Microwave,Oven,Refrigerator,Washer
Basement
- Has basement: Yes
- Basement: Block
Bedroom1
- Level: Second
- Area: 241.74
- Dimensions: 15.3 x 15.8
Bedroom2
- Level: Second
- Area: 189.981
- Dimensions: 17.1 x 11.11
Bedroom3
- Level: Second
- Area: 189.981
- Dimensions: 17.1 x 11.11
Bedroom4
- Level: Second
- Area: 310.08
- Dimensions: 20.4 x 15.2
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 5
- Full bathrooms: 3
- 1/2 bathrooms: 2
Dining Room
- Level: First
- Area: 114.433
- Dimensions: 11.11 x 10.3
Family Room
- Level: First
- Area: 696
- Dimensions: 29 x 24
Features
- Fireplace features: Family Room,Living Room
- Fireplace: Yes
- Finished area below ground: 0
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 3,930
- Total interior livable area: 3,930 sqft
Kitchen
- Level: First
- Area: 214.332
- Dimensions: 21.2 x 10.11
Living Room
- Level: First
- Area: 218.79
- Dimensions: 11.7 x 18.7
Other
- Level: First
- Area: 308
- Dimensions: 22 x 14
Sunroom
- Level: First
- Area: 230.23
- Dimensions: 9.1 x 25.3
Property
Details
- Parcel number: 36340503001.000
- Zoning description: Residential
Features
- Levels: Two
Lot
- Features: Corner Lot
Parking
- Total spaces: 4
- Parking features: Garage Door Opener,Attached
- Has garage: Yes
- Attached garage spaces: 4
- Covered spaces: 4
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hail
- Inland Flooding
- Ice Storm
- Lightning
- Strong Wind
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Ohio Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,780 | $33,360 |
| Home Insurance * | $356 | $4,272 |
| Property Taxes | $485 | $5,820 |
| Electricity | $421 | $5,057 |
| Total | $4,042 | $48,504 |
Income You'd Need if You Spent...
Ohio FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-07 | Listed for sale | $549,900 |
| 2026-01-09 | Listing removed | $549,900 |
| 2025-10-15 | Listed for sale | $549,900 |
| 1978-05-01 | Sold | $15,500 |
View on Zillow