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1435 W Market St, Lima, OH, 45805

3beds
2baths
2,464sqft
$219,000
$89price/sqft
$1,705/moest. monthly cost
$68,200/yrincome needed

About This Home

This home is ready for you to make your own with plenty of original charm throughout. Enjoy spacious kitchen, dining, and living rooms with 3 beds and 2 full baths. Both bathrooms include original tile floors and fixtures. The spacious backyard includes semi-privacy with evergreens lining the S of the property. Don't forget about your sunroom to escape for an extra place for relaxation Full basement under the home provides for ample storage and square footage. Call your favorite agent today!

Getting Around

56
WalkingSomewhat Walkable
21
TransitMinimal Transit
50
BikeBikeable

Schools

3/10
3/10
Lima West Middle SchoolGrades 7-80.9 mi
2/10
Lima Senior High SchoolGrades 9-122.0 mi

Construction

Condition

  • Year built: 1941

Materials

  • Foundation: Block
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Cooktop,Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Full,Block

Bedroom1

  • Level: Main
  • Area: 196
  • Dimensions: 14 x 14

Bedroom2

  • Level: Main
  • Area: 182
  • Dimensions: 14 x 13

Bedroom3

  • Level: Main
  • Area: 130
  • Dimensions: 13 x 10

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Main
  • Area: 176
  • Dimensions: 11 x 16

Features

  • Flooring: Hardwood,Laminate,Vinyl
  • Finished area below ground: 2,464

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,464
  • Total interior livable area: 2,464 sqft

Kitchen

  • Level: Main
  • Area: 272
  • Dimensions: 17 x 16

Living Room

  • Level: Main
  • Area: 480
  • Dimensions: 24 x 20

Property

Details

  • Parcel number: 36350807004.000
  • Zoning description: Residential

Features

  • Levels: One
  • Patio & porch: Patio
  • Exterior features: See Remarks

Lot

  • Lot size: 0.41 Acres

Parking

  • Total spaces: 1
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,107$13,284
Home Insurance *$141$1,692
Property Taxes $193$2,316
Electricity $264$3,171
Total$1,705$20,460
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$58,457/yr
40% on housing$51,150/yr
45% on housing$45,466/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$89This listing

vs Other Active Listings

Avg $/sqft

ZIP 45805$107
Allen County$112

vs Homes Sold Last Month

Median $/sqft

ZIP 45805$132
Allen County$116

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Price change$219,000
2026-07-02Listed for sale$249,000
2011-01-18Sold$43,000

For Sale by Agent

AgentOlivia Gauche
BrokerageCCR Realtors

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