108 Lake Creek Dr, Guntersville, AL, 35976
About This Home
Live the Lake Guntersville lifestyle at 108 Lake Creek Drive! Located just minutes from boat launches, waterfront dining, and outdoor recreation, this home offers comfort and convenience in one of Guntersville’s most desirable areas. Inside, you’ll find spacious living areas, a welcoming atmosphere, and plenty of room to relax or entertain. Enjoy morning coffee on the porch and peaceful evenings surrounded by nature. Don’t miss your chance to own a slice of North Alabama paradise!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2018
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Basement
- Basement: Crawl Space
Bathroom1
- Features: 9’ Ceiling,Granite Counters,Tile,Walk-In Closet(s),Walk in Closet 2
- Area: 224
Bathroom2
- Features: 9’ Ceiling,Granite Counters,Tile
- Level: Second
- Area: 56
Bathroom3
- Features: 9’ Ceiling,Granite Counters,Recessed Lighting,Smooth Ceiling,Tile
- Level: Second
- Area: 132
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 4
Dining Room
- Level: First
- Area: 210
Features
- Number of fireplaces: 1
- Fireplace features: Gas Log,One
- Fireplace: Yes
Heating & Cooling
- Heating features: Central 1
- Cooling features: Central 2
Interior Area
- Total interior livable area: 4,612 sqft
Kitchen
- Features: 9’ Ceiling,Bay WDW,Eat-in Kitchen,Granite Counters,Kitchen Island,Pantry,Sitting Area,Tile,Wood Floor
- Level: First
- Area: 285
Laundry Room
- Level: First
- Area: 120
Living Room
- Features: 12’ Ceiling,Ceiling Fan(s),Fireplace,Granite Counters,Recessed Lighting,Smooth Ceiling,Wood Floor
- Level: First
- Area: 576
Property
Details
- Parcel number: 1508283000011.003
Features
- Levels: Two
- Stories: 2
- On waterfront: Yes
- Waterfront features: Boat Lift,Waterfront
- Waterbody name: Lake Guntersville
Lot
- Lot size: 0.74 Acres
- Lot size dimensions: 101 x 305
Parking
- Parking features: Garage-Three Car,Garage-Attached,Driveway-Concrete
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Lightning
- Strong Wind
- Cold Wave
- Inland Flooding
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Alabama Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $5,688 | $68,256 |
| Home Insurance * | $904 | $10,848 |
| Property Taxes | $281 | $3,372 |
| Electricity | $516 | $6,192 |
| Total | $7,389 | $88,668 |
Income You'd Need if You Spent...
Alabama FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-13 | Price change | $1,375,000 |
| 2026-05-02 | Price change | $1,450,000 |
| 2026-02-25 | Listed for sale | $1,500,000 |
| 2015-12-30 | Sold | $189,000 |
View on Zillow