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1521 Patterson St, Guntersville, AL, 35976

3beds
2baths
2,220sqft
$449,800
$203price/sqft
$2,995/moest. monthly cost
$119,800/yrincome needed

About This Home

SMART HOME FEATURES! This home is in exemplary condition & LOADED w/ LUXURY design & detail thru-out:soaring/decorative ceilings, elegant fixtures, extensive crown molding, built in's, custom cabinetry, backsplash, granite, stainless app's, hardwood &decorative tiled floors, SLIDING BARN DOORS & more. OPEN F-PLAN, family room w/ gas log FIREPLACE, gourmet kitchen w/ large island &formal dining area, master retreat opens to PRIVATE glamour bath & HUGE laundry room w/ sink, counterspace & wall to wall cabinetry. RV PARKING PAD! Relax on your front porch enjoying AMAZING VIEWS OF GUNTERSVILLE LAKE, offering WATERSIDE TRAILS & RECREATION FACILITIES! 30 AMP/240 PLUG FOR RV/EV VEHICLE/PARKING PAD!

Getting Around

26
WalkingCar-Dependent
0
TransitVery Limited Transit
11
BikeSomewhat Bikeable

Schools

10/10
9/10
6/10
Guntersville High SchoolGrades 9-121.4 mi

Construction

Condition

  • Year built: 2018

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Dryer,Washer,Gas Water Heater,Tankless Water Heater,Gas Cooktop

Basement

  • Basement: Crawl Space

Bathroom1

  • Features: Crown Molding,Double Vanity,Granite Counters,Recessed Lighting,Smooth Ceiling,Tile
  • Level: First
  • Area: 190

Bedroom2

  • Features: Ceiling Fan(s),Crown Molding,Recessed Lighting,Smooth Ceiling,Window Cov,Wood Floor
  • Level: First
  • Area: 225

Bedroom3

  • Features: Ceiling Fan(s),Crown Molding,Recessed Lighting,Smooth Ceiling,Window Cov,Wood Floor
  • Level: First
  • Area: 180

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Family Room

  • Features: Ceiling Fan(s),Crown Molding,Fireplace,Recessed Lighting,Smooth Ceiling,Tray Ceiling(s),Window Cov,Wood Floor
  • Level: First
  • Area: 396

Features

  • Open Floorplan,Smart Thermostat
  • Number of fireplaces: 1
  • Fireplace features: One,Gas Log
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central 1
  • Cooling features: Central 1

Interior Area

  • Total interior livable area: 2,220 sqft

Kitchen

  • Features: Crown Molding,Eat-in Kitchen,Granite Counters,Kitchen Island,Pantry,Recessed Lighting,Smooth Ceiling,Window Cov
  • Level: First
  • Area: 357

Laundry Room

  • Features: Crown Molding,Granite Counters,Smooth Ceiling,Tile,Window Cov,Utility Sink
  • Level: First
  • Area: 119

Master Bedroom

  • Features: Ceiling Fan(s),Crown Molding,Isolate,Recessed Lighting,Smooth Ceiling,Tray Ceiling(s),Window Cov,Wood Floor,Walk-In Closet(s)
  • Level: First
  • Area: 288

Property

Details

  • Parcel number: 1505161002001.003
  • Other equipment: Other

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered Porch,Front Porch,Patio
  • Exterior features: Curb/Gutters,Sidewalk
  • Topography of land: See Remarks

Lot

  • Lot size: 8,100 sqft
  • Lot size dimensions: 162 x 50

Parking

  • Parking features: Garage-Two Car,Garage-Attached,Workshop in Garage,Garage Door Opener,Garage Faces Rear,Driveway-Concrete

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Inland Flooding
Lightning
Strong Wind
Heat Wave
Winter Weather

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,274$27,288
Home Insurance *$361$4,332
Property Taxes $112$1,344
Electricity $248$2,980
Total$2,995$35,940
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$102,685/yr
40% on housing$89,850/yr
45% on housing$79,866/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$203This listing

vs Other Active Listings

Avg $/sqft

ZIP 35976$238
Marshall County$184

vs Homes Sold Last Month

Median $/sqft

ZIP 35976$169
Marshall County$153

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-18Price change$439,900
2026-08-15Price change$444,800
2026-08-12Price change$444,900
2026-08-10Price change$444,800
2026-08-09Price change$444,900
2026-08-08Price change$444,800
2026-08-05Price change$444,900
2026-08-04Price change$449,900
2026-08-01Price change$449,800
2026-07-31Price change$449,900
2026-07-30Price change$454,900
2026-07-28Price change$454,800
2026-07-24Price change$454,900
2026-07-22Price change$459,900
2026-07-20Price change$459,800
2026-07-18Price change$459,900
2026-07-17Price change$459,800
2026-07-15Price change$464,800
2026-07-13Price change$464,900
2026-07-11Price change$464,800
2026-07-10Price change$464,900
2026-07-08Price change$464,800
2026-07-01Price change$464,900
2026-06-29Price change$464,800
2026-06-27Listed for sale$464,900
2021-04-23Sold$349,000
2019-07-30Sold$244,225

For Sale by Agent

AgentSamantha Walker
BrokerageCapstone Realty LLC Huntsville

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