815 Rio Vista Ln, Rockwall, TX, 75087
About This Home
Built in 2020 and impeccably maintained, this pristine home is nestled within the premier 55+ gated community of Ladera in Rockwall. Offering 2 bedrooms and 2 baths, the thoughtfully designed floor plan includes a versatile flex space ideal for a home office, secondary living area, or easily enclosed to create a third bedroom. Spanning 1,661 square feet, the open-concept layout showcases engineered hardwood floors, a spacious living area, and a stunning kitchen complete with stainless steel appliances, a gas cooktop, and a large island with seating—perfect for everyday living and entertaining. The private primary suite features a generous walk-in closet and a well-appointed bath with an accessible walk-in shower. Enjoy year-round outdoor living on both the covered front porch and covered back patio overlooking a spacious backyard. The garage offers epoxy flooring and additional storage. Residents enjoy a beautifully maintained, resort-style community with access to a clubhouse, fitness center, pool, pickleball courts, and scenic walking trails. The HOA provides full front and backyard maintenance, including mowing, fertilization, and seasonal flowerbed care, along with full access to community amenities. A complete list of upgrades and features is available upon request—this exceptional home is truly a must-see.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2020
Materials
- Foundation: Slab
- Roof: Composition,Shingle
- Construction materials: Brick
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional,Detached
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Electric Oven,Gas Cooktop,Disposal,Microwave,Vented Exhaust Fan
- Laundry features: Laundry in Utility Room
Bedroom
- Level: First
- Dimensions: 12 x 11
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Breakfast Room Nook
- Level: First
- Dimensions: 10 x 9
Features
- Decorative/Designer Lighting Fixtures,Eat-in Kitchen,Granite Counters,High Speed Internet,Kitchen Island,Pantry,Cable TV
- Window features: Shutters,Window Coverings
- Flooring: Carpet,Tile,Wood
Heating & Cooling
- Heating features: Central,Natural Gas
- Cooling features: Central Air,Ceiling Fan(s)
Interior Area
- Total interior livable area: 1,661 sqft
Kitchen
- Features: Built-in Features,Eat-in Kitchen,Granite Counters,Kitchen Island,Pantry
- Level: First
- Dimensions: 16 x 13
Living Room
- Level: First
- Dimensions: 13 x 11
Master Bedroom
- Features: Dual Sinks,En Suite Bathroom,Linen Closet,Separate Shower,Walk-In Closet(s)
- Level: First
- Dimensions: 15 x 12
Office
- Level: First
- Dimensions: 11 x 11
Other
- Features: Built-in Features,Dual Sinks,En Suite Bathroom,Granite Counters,Linen Closet,Separate Shower
- Level: First
- Dimensions: 15 x 7
Other
- Features: Built-in Features,Granite Counters
- Level: First
- Dimensions: 8 x 5
Utility Room
- Level: First
- Dimensions: 12 x 6
Property
Accessibility
- Accessibility features: Accessible Full Bath,Accessible Bedroom,Accessible Entrance,Accessible Hallway(s)
Details
- Parcel number: 000000103073
Features
- Levels: One
- Stories: 1
- Pool features: None,Community
- Patio & porch: Patio,Covered
- Fencing: Wrought Iron
Lot
- Lot size: 10,018 sqft
- Features: Back Yard,Cleared,Interior Lot,Irregular Lot,Lawn,Subdivision,Sprinkler System
Parking
- Total spaces: 2
- Parking features: Concrete,Driveway,Epoxy Flooring,Garage Faces Front,Kitchen Level,Storage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Cold Wave
- Hail
- Heat Wave
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Texas Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,199 | $26,388 |
| Home Insurance * | $268 | $3,216 |
| Property Taxes | $291 | $3,492 |
| Electricity | $238 | $2,859 |
| Total | $2,996 | $35,952 |
Income You'd Need if You Spent...
Texas FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-02-27 | Price change | $457,000 |
| 2025-12-19 | Listed for sale | $495,000 |
For Sale by Agent
View on Zillow