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1628 Madrid Way, Rockwall, TX, 75087

2beds
2baths
2,276sqft
$629,000
$276price/sqft
$4,603/moest. monthly cost
$184,120/yrincome needed

About This Home

Welcome to this stunning open-concept ranch-style home offering 2,274 square feet of thoughtfully designed living space and countless upgrades throughout. Rich hand-scraped hardwood floors flow seamlessly throughout the home, creating warmth and elegance in every room. This versatile floor plan features two spacious bedrooms plus a flex room with double French doors that can serve as a guest room, home office, den, fitness room, or hobby space. Upgraded lighting, ceiling fans, fixtures, tile, and granite countertops add a touch of luxury throughout. One of the home’s most unique features is the rare three-car garage, complete with durable polyaspartic flooring, finished walls and ceilings, and a flat-screen TV. Whether you need a workshop, fitness area, craft room, or additional entertaining space, this garage offers endless possibilities. Enjoy breathtaking sunsets from the extended covered patio featuring stained concrete, a large-screen TV, and a cozy outdoor fireplace. Designed with modern living in mind, the home is wired for upgraded television, internet, and stereo systems. Energy efficiency is enhanced by upgraded foam insulation throughout. Additional storage is available in the attic, which includes convenient stair access from the garage and extensive decking. Residents enjoy scenic walking paths, open green spaces, and a welcoming atmosphere where neighbors can often be seen throughout the day walking their dogs. Great neighbors and neighborhood! Ladera’s resort-style amenities include a beautifully appointed clubhouse with a kitchen, television, and gathering spaces that can be reserved for special events. Residents also enjoy two pickleball courts, a spectacular waterfall swimming pool with changing facilities, a gated outdoor entertaining area with a fire pit, and grilling stations. This exceptional home combines luxury, comfort, convenience, and breathtaking views in one of the area’s most desirable communities.

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

8/10
7/10
9/10
Rockwall High SchoolGrades 9-122.5 mi

Construction

Condition

  • Year built: 2022

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick,Fiber Cement,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Gas Range,Double Oven,Dishwasher,Electric Oven,Electric Water Heater,Gas Cooktop,Disposal,Microwave,Vented Exhaust Fan
  • Laundry features: Washer Hookup,Dryer Hookup,ElectricDryer Hookup,Laundry in Utility Room,Other

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Bonus Room

  • Level: First
  • Dimensions: 13 x 13

Dining Room

  • Level: First
  • Dimensions: 27 x 19

Features

  • Built-in Features,Cathedral Ceiling(s),Decorative/Designer Lighting Fixtures,Eat-in Kitchen,Granite Counters,High Speed Internet,Kitchen Island,Open Floorplan,Pantry,Vaulted Ceiling(s),Wired for Data,Walk-In Closet(s),Wired for Sound
  • Window features: Shutters
  • Flooring: Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Blower Fan,Circulating,Gas,Glass Doors,Gas Log,Gas Starter,Living Room,Stone,Insert
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Fireplace(s),Natural Gas
  • Cooling features: Central Air,Ceiling Fan(s),Electric,ENERGY STAR Qualified Equipment,Heat Pump

Interior Area

  • Total interior livable area: 2,276 sqft

Kitchen

  • Features: Breakfast Bar,Built-in Features,Eat-in Kitchen,Granite Counters,Kitchen Island,Walk-In Pantry
  • Level: First
  • Dimensions: 22 x 9

Living Room

  • Features: Ceiling Fan(s),Fireplace
  • Level: First
  • Dimensions: 24 x 14

Master Bathroom

  • Features: Built-in Features,Closet Cabinetry,Granite Counters,Linen Closet,Separate Shower
  • Level: First
  • Dimensions: 12 x 8

Master Bedroom

  • Features: Ceiling Fan(s),Walk-In Closet(s)
  • Level: First
  • Dimensions: 18 x 19

Master Bedroom

  • Features: Ceiling Fan(s)
  • Level: First
  • Dimensions: 12 x 13

Other

  • Level: First
  • Dimensions: 10 x 6

Utility Room

  • Features: Built-in Features,Other
  • Level: First
  • Dimensions: 10 x 10

Property

Details

  • Parcel number: 103042
  • Attached to another structure: Yes
  • Other equipment: Call Listing Agent

Features

  • Levels: One
  • Stories: 1
  • Pool features: Cabana,Fenced,Gunite,Heated,In Ground,Lap,Outdoor Pool,Pool,Waterfall,Water Feature,Community
  • Patio & porch: Covered
  • Exterior features: Lighting,Rain Gutters,Sport Court,Uncovered Courtyard
  • Fencing: Back Yard,Gate,Metal
  • Residential vegetation: Grassed

Lot

  • Lot size: 9,997 sqft
  • Features: Back Yard,Backs to Greenbelt/Park,Greenbelt,Interior Lot,Lawn,Landscaped,Level,Rolling Slope,Sprinkler System

Parking

  • Total spaces: 3
  • Parking features: Concrete,Door-Multi,Epoxy Flooring,Garage Faces Front,Garage,Garage Door Opener,Lighted,Oversized,Side By Side
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Heat Wave
Strong Wind

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,180$38,160
Home Insurance *$387$4,644
Property Taxes $787$9,444
Electricity $249$2,999
Total$4,603$55,236
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$157,817/yr
40% on housing$138,090/yr
45% on housing$122,746/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.0%
6.0%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -2.2%
-2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$276This listing

vs Other Active Listings

Avg $/sqft

ZIP 75087$193
Rockwall County$201

vs Homes Sold Last Month

Median $/sqft

ZIP 75087$188
Rockwall County$170

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-12Listed for sale$629,000

For Sale by Agent

AgentRick Eddy
BrokerageEasy Life Realty

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