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12832 County Road 236, Brownwood, TX, 76801

2beds
2baths
1,300sqft
$675,000
$519price/sqft
$4,754/moest. monthly cost
$190,160/yrincome needed

About This Home

Barndominium style home situated on a beautiful oak covered 10.66 acres that is completely fenced with entry gate. Located just 15 minutes south of Brownwood, it is the perfect quiet location but still close enough to all that Brownwood has to offer. The home features two bedrooms and two baths with open concept living room/kitchen, large laundry/mud room and 10 foot porches on both front and back. Very energy efficient with double pane windows and spray foam insulation. Beautiful rock wood burning fireplace for those relaxing evenings! There is a cozy one bedroom one bath tiny home that has a full functioning kitchen. Perfect for guests, mother-in-law suite, or potential income. Outdoors landscape is like a park, with tons of oak trees and plenty of wildlife. Rock patio with fire pit is great for outdoor relaxing and entertaining. There is a 24 x24 metal insulated shop with a 24x20 awning that serves as a carport. Also has a 20x40 three sided metal equipment shed. Perfect retirement home, first time home, or as a recreational hideaway!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
Brownwood Middle SchoolGrades 7-88.8 mi
4/10
Brownwood High SchoolGrades 9-129.9 mi

Construction

Condition

  • Year built: 2020

Materials

  • Foundation: Crawl/Raised
  • Roof: Metal
  • Construction materials: Metal

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Microwave,Range / Oven,Refrigerator

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Tile
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Heat pump,Electric,Wood / Pellet
  • Cooling features: Central

Interior Area

  • Total interior livable area: 1,300 sqft

Property

Details

  • Parcel number: A1985000304

Features

  • Exterior features: Metal

Lot

  • Lot size: 10 Acres

Parking

  • Parking features: Carport

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hail
Strong Wind
Winter Weather
Cold Wave
Drought
Heat Wave
Inland Flooding
Lightning
Tornado
Wildfire

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,413$40,956
Home Insurance *$795$9,540
Property Taxes $308$3,696
Electricity $238$2,859
Total$4,754$57,048
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$162,994/yr
40% on housing$142,620/yr
45% on housing$126,773/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.3%
4.3%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$519This listing

vs Other Active Listings

Avg $/sqft

ZIP 76801$132
Brown County$174

vs Homes Sold Last Month

Median $/sqft

ZIP 76801$121
Brown County$116

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-29Listed for sale$675,000

For Sale by Owner

AgentProperty Owner

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