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124 N Perry St, Lima, OH, 45804

2beds
1baths
674sqft
$110,000
$163price/sqft
$946/moest. monthly cost
$37,840/yrincome needed

About This Home

Fully Renovated & Move-In Ready in the Heart of Lima! This beautifully updated home offers modern finishes, low-maintenance living, and a convenient location close to shopping, schools, hospitals, and more. Exterior upgrades include a new large front wood deck, new siding, new windows, and a new roof with transferrable 10 year warranty, plus a 1-car garage. Inside, enjoy new LVP flooring throughout, an updated kitchen with new white shaker cabinets and new countertop, and an all-new bathroom with a walk-in shower, new interior and exterior doors. Major mechanicals—including the furnace, AC, water heater, as well as plumbing and electrical—are all brand new. A truly move-in ready home with nothing left to do but enjoy!

Getting Around

41
WalkingCar-Dependent
21
TransitMinimal Transit
62
BikeBikeable

Schools

5/10
Freedom Elementary SchoolGrades PK-40.6 mi
2/10
Lima Senior High SchoolGrades 9-120.5 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1920

Materials

  • Foundation: Other
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Has basement: Yes
  • Basement: Partial,Unfinished

Bedroom1

  • Level: First

Bedroom2

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Vinyl
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 674
  • Total interior livable area: 674 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: 37320704009.000
  • Zoning description: Residential

Features

  • Levels: One
  • Patio & porch: Deck

Lot

  • Lot size: 3,920 sqft
  • Lot size dimensions: 50 x 78

Parking

  • Total spaces: 1
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $556$6,672
Home Insurance *$100$1,200
Property Taxes $97$1,164
Electricity $193$2,320
Total$946$11,352
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$32,434/yr
40% on housing$28,380/yr
45% on housing$25,226/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$163This listing

vs Other Active Listings

Avg $/sqft

ZIP 45804$97
Allen County$112

vs Homes Sold Last Month

Median $/sqft

ZIP 45804$113
Allen County$116

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-24Price change$117,900
2026-02-27Pending sale$115,900
2025-12-15Listed for sale$115,900

For Sale by Agent

AgentTina Pearson
BrokerageChoice Properties Real Estate, Inc.

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