618 E 4th St, Spencerville, OH, 45887
About This Home
Welcome home to this adorable 3-bedroom, 1-bath home perfectly situated on a spacious corner lot in the highly desirable Spencerville School District. Conveniently located just minutes from local parks and schools, this home offers the perfect blend of comfort and convenience. Step inside to find a warm and inviting layout, then unwind in the bright and cheerful sunroom--the perfect place to enjoy your morning coffee, relax with a good book, or entertain family and friends. Outside, the corner lot provides extra yard space and great curb appeal. Whether you're a first-time homebuyer, looking to downsize, or searching for a great investment opportunity, this charming home is one you won't want to miss! Schedule your private showing today and see all this home has to offer!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1958
Materials
- Construction materials: Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Range,Refrigerator,Water Heater,Water Heater Owned
Bedroom1
- Level: First
- Area: 227.125
- Dimensions: 19.75 x 11.5
Bedroom2
- Level: First
- Area: 158.875
- Dimensions: 10.25 x 15.5
Bedroom3
- Level: First
- Area: 175.375
- Dimensions: 15.25 x 11.5
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
Dining Room
- Level: First
- Area: 126
- Dimensions: 14 x 9
Features
- Flooring: Hardwood,Vinyl,Wood
Heating & Cooling
- Heating features: Hot Water,Other
- Cooling features: None
Interior Area
- Total structure area: 1,594
- Total interior livable area: 1,594 sqft
Kitchen
- Level: First
- Area: 161.5625
- Dimensions: 13.75 x 11.75
Living Room
- Level: First
- Area: 228
- Dimensions: 19 x 12
Property
Details
- Parcel number: 44120902001.000
- Zoning description: Residential
- Special condition: Fair Market
Features
- Levels: One
- Patio & porch: Glass Enclosed
Lot
- Lot size: 0.46 Acres
- Features: Corner Lot
- Lot size dimensions: 100 x 200
Parking
- Total spaces: 1
- Parking features: Attached,Garage
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Winter Weather
- Hail
- Inland Flooding
- Ice Storm
- Lightning
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Ohio Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $960 | $11,520 |
| Home Insurance * | $293 | $3,516 |
| Property Taxes | $379 | $4,548 |
| Electricity | $193 | $2,320 |
| Total | $1,825 | $21,900 |
Income You'd Need if You Spent...
Ohio FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-09 | Pending sale | $190,000 |
| 2026-08-09 | Contingent | $190,000 |
| 2026-07-26 | Listed for sale | $190,000 |
| 2005-04-29 | Sold | $79,500 |
| 1994-10-25 | Sold | $43,600 |
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