401 Garfield Ave, Willow Lake, SD, 57278
About This Home
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1900
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Interior Area
- Total structure area: 3,017
- Total interior livable area: 3,017 sqft
Property
Details
- Parcel number: 1
Lot
- Lot size: 0.38 Acres
- Lot size dimensions: 100 x 166
Parking
- Total spaces: 2
- Parking features: Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hail
- Ice Storm
- Winter Weather
- Inland Flooding
- Strong Wind
- Tornado
- Heat Wave
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in Clark County and South Dakota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,263 | $15,156 |
| Home Insurance | $241 | $2,892 |
| Property Taxes | $288 | $3,456 |
| Electricity | $230 | $2,765 |
| Total | $2,022 | $24,264 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-15 | Price change | $249,900 |
| 2026-03-11 | Listed for sale | $269,900 |
| 2024-07-22 | Sold | $254,500 |
| 2024-07-01 | Contingent | $250,000 |
| 2024-04-25 | Price change | $250,000 |
| 2024-04-05 | Listed for sale | $275,000 |
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