




109 Hawthorne Dr, Lima, OH, 45805
About This Home
Beyond the gates of Hawthorne Drive, this stunning five-acre waterfront retreat overlooks the tranquil waters of Severns Lake. A truly rare offering, the property includes partial ownership of an adjacent private island. Completely concealed from the road, the estate offers extraordinary privacy. Crossing the property's distinctive rumble bridge creates a memorable arrival while enhancing security. Inside, magnificent floor-to-ceiling windows crowned with graceful arches frame breathtaking lake views, flooding the home with natural light and creating a seamless connection to the water beyond. The spacious kitchen flows into the surrounding living spaces. Just beyond, a short hallway lined with two glass doors opens to the side yard and the lakeside backyard, where steps descend to the water's edge. Across the hall, you'll find the sunroom, where walls of windows showcase surrounding woods and abundant wildlife. The primary suite occupies its own wing, complete with an extensive ensuite and two generous walk-in closets. Two separate staircases lead to a walk-out lower level boasting approximately 2,500 square feet of additional finished living space. Highlights include a second kitchen, fitness room, and executive office with dramatic glass doors opening outdoors to sweeping views of the island and lake, and pathways leading to the paved drive and backyard. The home features a ground gutter drainage system, with traditional gutters present above exterior doorways and patios. The attached three-car garage includes a 220-volt line for future EV charging, while soft-wake pathway lighting guides you from the primary suite to the garage for quiet early-morning departures. Awaiting the next owner's personal touch in flooring, this legacy estate provides a remarkable combination of gated community living, expansive acreage, waterfront ownership, sophisticated amenities, and timeless craftsmanship.
Getting Around
Schools
Construction
Condition
- Year built: 1995
Materials
- Foundation: Other
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Electric Cooktop,Microwave,Oven,Refrigerator,Trash Compactor,Water Heater,Water Softener Owned
Basement
- Has basement: Yes
- Basement: Sump Pump,Storage Space,Poured,Full,Daylight,Finished,Walk-Out Access
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 6
- Full bathrooms: 4
- 1/2 bathrooms: 2
Features
- Cathedral Ceiling(s)
- Flooring: Carpet,Hardwood
- Fireplace features: Great Room
- Fireplace: Yes
- Finished area below ground: 2,500
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 4,677
- Total interior livable area: 4,677 sqft
Property
Details
- Parcel number: 46090201002.000
- Zoning description: Residential
Features
- Levels: Two
- Spa features: Bath
- On waterfront: Yes
- Waterfront features: Waterfront
Lot
- Lot size: 5 Acres
- Features: Shaded Lot,Sprinklers In Front,Sprinklers In Rear,Wooded
Parking
- Total spaces: 3
- Parking features: Garage Door Opener,Attached,Garage
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Ohio Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,525 | $54,300 |
| Home Insurance * | $580 | $6,960 |
| Property Taxes | $790 | $9,480 |
| Electricity | $501 | $6,019 |
| Total | $6,396 | $76,752 |
Income You'd Need if You Spent...
Ohio FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-07 | Listed for sale | $895,000 |
| 2009-08-13 | Sold | $485,000 |
| 2009-06-12 | Listed for sale | $650,000 |
| 1995-04-10 | Sold | $88,000 |
