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702 M St, Louisville, KY, 40208

6beds
4baths
2,808sqft
$365,000
$130price/sqft
$2,984/moest. monthly cost
$119,360/yrincome needed

About This Home

Beautiful Duplex in a centralized neighborhood only about 4 minutes from UofL. This brand new property has two seperate living units with private entrances. the living room and kitchen have an open concept. There is parking in the rear and on the street as well. This property would be ideal for someone looking to get into rental income with the option to also live in the other unit or rent it out. Schedule your showing today!

Getting Around

75
WalkingVery Walkable
0
TransitVery Limited Transit
73
BikeVery Bikeable

Schools

3/10
7/10
Noe Middle SchoolGrades 6-81.2 mi
1/10
Iroquois High SchoolGrades 9-122.5 mi

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Concrete Blk,Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Vinyl Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: None

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 4
  • Full bathrooms: 4

Dining Area

  • Level: First

Dining Room

  • Level: First

Features

  • Finished area below ground: 0
  • Finished area above ground: 2,808

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,808
  • Total interior livable area: 2,808 sqft

Property

Details

  • Parcel number: 11050E00410000

Features

  • Stories: 1
  • Patio & porch: Deck

Lot

  • Lot size: 5,662 sqft
  • Features: Sidewalk
  • Lot size dimensions: 45 x 125

Parking

  • Parking features: On Street,Entry Rear
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Inland Flooding
Cold Wave
Heat Wave
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,845$22,140
Home Insurance *$510$6,120
Property Taxes $408$4,896
Electricity $221$2,661
Total$2,984$35,808
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$102,308/yr
40% on housing$89,520/yr
45% on housing$79,573/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$130This listing

vs Other Active Listings

Avg $/sqft

ZIP 40208$100
Jefferson County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 40208$120
Jefferson County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-12-19Listed for sale$365,000
2025-11-05Listing removed$360,000
2025-09-23Price change$360,000
2025-01-24Price change$365,000
2024-12-18Price change$370,000
2024-11-04Listed for sale$375,000
2024-06-26Listing removed--
2024-02-16Price change$359,000
2023-10-25Listed for sale$375,000
2023-10-23Listing removed--
2023-09-08Pending sale$355,000
2023-07-12Price change$355,000
2023-06-22Price change$365,000
2023-05-17Listed for sale$375,000

For Sale by Agent

AgentAndy Romero
BrokerageUnited Real Estate Louisville

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