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3189 Inwood Dr, Lima, OH, 45806

3beds
3baths
1,872sqft
$295,900
$158price/sqft
$2,146/moest. monthly cost
$85,840/yrincome needed

About This Home

Highly sought out location of Shawnee schools. Updated 2 story home with new windows in 2020, ac in 2020, water heater in 2021, flat roof in 2020, freshly painted in most rooms and new flooring in downstairs in 2020. This is a quiet, family friendly neighborhood. Enjoy sitting out by bonfire. This house is on a nice roomy corner lot! This house has a flat roof outside master bedroom for beautiful summer nights to sit on roof! 2 car garage and shed for plenty of storage! New garage door openers in 2022.

Getting Around

2
WalkingCar-Dependent
15
TransitMinimal Transit
26
BikeSomewhat Bikeable

Schools

--
Elmwood Elementary SchoolGrades PK-21.2 mi
6/10
Shawnee Middle SchoolGrades 4-82.0 mi
6/10
Shawnee High SchoolGrades 9-122.2 mi

Construction

Condition

  • Year built: 1968

Materials

  • Roof: Other
  • Construction materials: brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Conventional

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range / Oven,Refrigerator

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Flooring: Other,Carpet,Laminate
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced air,Gas
  • Cooling features: Central

Interior Area

  • Total interior livable area: 1,872 sqft

Property

Details

  • Parcel number: 46161106005000

Features

  • Exterior features: Brick

Lot

  • Lot size: 1,872 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Winter Weather
Earthquake
Hail
Ice Storm
Strong Wind
Tornado

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,496$17,952
Home Insurance *$189$2,268
Property Taxes $261$3,132
Electricity $200$2,409
Total$2,146$25,752
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$73,577/yr
40% on housing$64,380/yr
45% on housing$57,226/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$158This listing

vs Other Active Listings

Avg $/sqft

ZIP 45806$142
Allen County$111

vs Homes Sold Last Month

Median $/sqft

ZIP 45806$135
Allen County$116

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-12Listed for sale$299,900
2026-03-10Listing removed--
2025-12-11Price change$299,900
2025-11-08Price change$309,900
2025-11-03Listed for sale$320,000
2020-04-16Sold$181,000
2019-03-29Sold$169,900
2019-02-12Listed for sale$169,900
2005-09-01Sold$127,500
1999-06-23Sold$102,250

For Sale by Owner

AgentProperty Owner

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