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3429 S McKinley St, Kennewick, WA, 99338

3beds
3baths
1,972sqft
$535,000
$271price/sqft
$3,319/moest. monthly cost
$132,760/yrincome needed

About This Home

MLS# 294299 Dual main-suite living in one of Kennewick's most sought-after cul-de-sac settings! This nearly 2,000 sq ft one-story stunner was custom-built in 2020 by Stellar Homes and checks every box for effortless, elevated living. Step inside to soaring vaulted ceilings and an open-concept layout that flows from the chef's kitchen ? complete with quartz counters, stainless appliances, and a wine chiller ? straight out to a covered patio through an expansive double sliding glass door. It's the kind of space made for entertaining, morning coffee, and everything in between. Two spacious primary suites give this home rare flexibility ? perfect for multigenerational living, guests, or a private home office setup. With 3 full baths total, mornings are never a bottleneck. The upgrades here go well beyond the basics: a reverse osmosis water system, a leased water softener, motorized blinds throughout, and pre-wiring for a full sound system mean this home is as smart as it is beautiful. Add in gutters, a finished 3-car garage with off-street parking, and a gas fireplace in the living room, and you've got turnkey comfort from day one. Tucked into a quiet cul-de-sac within city limits, with paved streets, sidewalks, and street lights, this is Kennewick living at its finest ? light, privacy, and craftsmanship all wrapped into one gorgeous package.

Getting Around

10
WalkingCar-Dependent
23
TransitMinimal Transit
12
BikeSomewhat Bikeable

Schools

8/10
Sage Crest ElementaryGrades K-50.3 mi
6/10
Chinook Middle SchoolGrades 6-81.3 mi
5/10
Southridge High SchoolGrades 9-120.4 mi

Construction

Condition

  • Property condition: Existing Construction (Not New)
  • Year built: 2020

Materials

  • Foundation: Concrete
  • Roof: Comp Shingle
  • Construction materials: Wood Frame,Lap

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Range/Oven,Refrigerator,Wine Cooler
  • Laundry features: Sink

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Vaulted Ceiling(s),Wired for Sound,Utilities in Garage
  • Window features: Double Pane Windows
  • Flooring: Carpet,Laminate
  • Number of fireplaces: 1
  • Fireplace features: 1,Gas,Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Gas,Fireplace(s)
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total structure area: 1,972
  • Total interior livable area: 1,972 sqft

Property

Details

  • Parcel number: 117891050000059
  • Zoning description: Residential

Features

  • Levels: 1 Story
  • Stories: 1
  • Patio & porch: Patio/Covered
  • Fencing: Fenced

Lot

  • Lot size: 9,147 sqft
  • Features: Located in City Limits,Plat Map - Recorded,Cul-De-Sac

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage Door Opener,Finished,3 car
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Inland Flooding
Ice Storm
Wildfire
Winter Weather
Earthquake
Lightning
Strong Wind

FEMA Declared Disasters in Benton County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,705$32,460
Home Insurance *$152$1,824
Property Taxes $313$3,756
Electricity $149$1,793
Total$3,319$39,828
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$113,794/yr
40% on housing$99,570/yr
45% on housing$88,506/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.6%
14.6%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 5.4%
5.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$271This listing

vs Other Active Listings

Avg $/sqft

ZIP 99338$251
Benton County$205

vs Homes Sold Last Month

Median $/sqft

ZIP 99338$274
Benton County$248

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-01Price change$535,000
2026-07-22Price change$540,000
2026-07-01Listed for sale$545,000
2024-09-12Sold$535,000
2024-06-03Price change$539,995
2024-05-29Price change$549,975
2024-05-21Price change$554,900
2024-05-14Listed for sale$559,900
2024-05-14Listing removed--
2024-03-19Price change$564,000
2024-02-20Listed for sale$568,900
2024-02-19Listing removed--
2024-01-23Listed for sale$575,000
2023-12-01Listing removed--
2023-09-13Listed for sale$564,900
2020-09-04Sold$406,150

For Sale by Agent

AgentAgustina Rankin
BrokerageEXP Realty, LLC Tri Cities

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