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5746 W 40th Ave, Kennewick, WA, 99338

4beds
3baths
2,970sqft
$850,000
$286price/sqft
$5,243/moest. monthly cost
$209,720/yrincome needed

About This Home

MLS# 292169 Set on nearly half an acre, this custom Brett Lott built home is designed for the way life unfolds—easy mornings, connected living, and evenings that naturally drift outdoors to enjoy the spectacular sunsets. From the moment you step inside, the open layout invites you in, with warm laminate flooring underfoot, a fireplace framed by built-ins, and a dedicated office space that makes working from home feel effortless. At the center of it all, the kitchen brings everyone together—anchored by a generous island, surrounded by custom cabinetry with crown molding, and complemented by a walk-in pantry that keeps everything within reach. Just beyond, the mudroom with built-ins and spacious laundry area keeps daily routines running smoothly. Out back, the covered patio becomes an extension of the home—ideal for quiet mornings, sunset views, and relaxed evenings spent outdoors, all set against sweeping panoramic scenery. The main-level primary suite offers a peaceful retreat at the end of the day, with two additional bedrooms nearby for comfort and convenience. Upstairs, a versatile bonus room adapts to your needs—whether it’s a fourth bedroom, media space, or welcoming guest quarters. Conveniently located near top schools, shopping, and dining.

Getting Around

19
WalkingCar-Dependent
25
TransitSome Transit
8
BikeSomewhat Bikeable

Schools

6/10
Sage Crest ElementaryGrades K-50.4 mi
5/10
Chinook Middle SchoolGrades 6-81.6 mi
4/10
Southridge High SchoolGrades 9-120.4 mi

Construction

Condition

  • Property condition: Existing Construction (Not New)
  • Year built: 2022

Materials

  • Foundation: Crawl Space
  • Roof: Comp Shingle
  • Construction materials: Rock,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Oven,Range/Oven,Refrigerator,Water Heater

Basement

  • Basement: None

Bedroom

  • Level: M
  • Area: 240

Bedroom1

  • Level: M
  • Area: 210

Bedroom2

  • Level: M
  • Area: 156

Bedroom3

  • Level: U
  • Area: 280

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 2

Features

  • Storage,Ceiling Fan(s)
  • Window features: Double Pane Windows,Windows - Vinyl,Drapes/Curtains/Blinds
  • Flooring: Carpet,Laminate,Tile
  • Number of fireplaces: 1
  • Fireplace features: 1,Gas,Family Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Gas
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total structure area: 2,970
  • Total interior livable area: 2,970 sqft

Property

Details

  • Parcel number: 116893050000020
  • Zoning description: Residential

Features

  • Levels: 1 Story w/ bonus room
  • Stories: 1
  • Patio & porch: Patio/Covered
  • Fencing: Fenced
  • Has view: Yes

Lot

  • Lot size: 0.46 Acres
  • Features: Located in City Limits,See Remarks,Professionally Landscaped

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage Door Opener,3 car
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Inland Flooding
Ice Storm
Wildfire
Winter Weather
Earthquake
Lightning
Strong Wind

FEMA Declared Disasters in Benton County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,298$51,576
Home Insurance *$241$2,892
Property Taxes $501$6,012
Electricity $203$2,437
Total$5,243$62,916
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$179,760/yr
40% on housing$157,290/yr
45% on housing$139,813/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.6%
14.6%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 5.4%
5.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$286This listing

vs Other Active Listings

Avg $/sqft

ZIP 99338$250
Benton County$205

vs Homes Sold Last Month

Median $/sqft

ZIP 99338$274
Benton County$248

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-16Listed for sale$850,000
2022-01-18Sold$726,076

For Sale by Agent

AgentAngela Matheson
BrokerageWindermere Group One/Tri-Cities

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