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2905 Oak Hill Ct, Lima, OH, 45805

4beds
5baths
4,072sqft
$720,000
$177price/sqft
$5,178/moest. monthly cost
$207,120/yrincome needed

About This Home

Exceptional residence in the desirable Amanda Lakes neighborhood offering expansive living space and thoughtful design throughout. The main level features an open floor plan with a modern kitchen complete with stainless steel appliances, granite countertops, custom cabinetry, pantry, and a center island. Multiple living areas include gas fireplaces in both the family room and finished lower level. The home offers over 4,000 square feet of above-grade living space, plus an additional 1,858 square feet below. Four bedrooms are located on the upper level, including two with ensuite bathrooms, and 2 with a jack-and-jill bathroom between them. The primary bedroom also features a private sitting room. The lower level is well appointed with a full kitchen, game room, theater room, an additional bedroom, and direct access from the garage, providing flexibility for extended living or entertainment use. Additionally, it contains 2 large egress windows, adding additional natural light and comfort. A heated three-bay garage features a separate thermostat and epoxy-coated floors, along with access to the basement. Additional storage or parking is available in the detached one-car garage. Outdoor amenities include an all-weather deck with gas fire pit and hot tub,, extensive rock landscaping located on a peaceful corner lot on a quiet cul-de-sac, This home is the perfect space for relaxation, entertainment, or comfortable everyday living. Conveniently located within the sought-after Amanda Lakes community.

Getting Around

0
WalkingCar-Dependent
0
TransitNo Nearby Transit
26
BikeSomewhat Bikeable

Schools

4/10
6/10
Shawnee Middle SchoolGrades 4-81.3 mi
6/10
Shawnee High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 2000

Materials

  • Foundation: Other
  • Construction materials: Stone,Synthetic Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Cooktop,Microwave,Oven,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Sump Pump,Finished

Bedroom1

  • Level: Second
  • Area: 392
  • Dimensions: 24.5 x 16

Bedroom2

  • Level: Second
  • Area: 255
  • Dimensions: 15 x 17

Bedroom3

  • Level: Second
  • Area: 144
  • Dimensions: 12 x 12

Bedroom4

  • Level: Second
  • Area: 144
  • Dimensions: 12 x 12

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Bonus Room

  • Level: Lower
  • Area: 180
  • Dimensions: 15 x 12

Dining Room

  • Level: First
  • Area: 180
  • Dimensions: 15 x 12

Family Room

  • Level: First
  • Area: 459
  • Dimensions: 27 x 17

Features

  • Cathedral Ceiling(s),Wet Bar
  • Window features: Drapes
  • Flooring: Carpet,Laminate
  • Fireplace features: Basement,Family Room,Fire Pit
  • Fireplace: Yes
  • Finished area below ground: 1,858

Game Room

  • Level: Lower
  • Area: 256
  • Dimensions: 16 x 16

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,072
  • Total interior livable area: 4,072 sqft

Kitchen

  • Level: First
  • Area: 270
  • Dimensions: 22.5 x 12

Library

  • Level: First
  • Area: 180
  • Dimensions: 15 x 12

Office

  • Level: First
  • Area: 174
  • Dimensions: 14.5 x 12

Other

  • Level: Second
  • Area: 180
  • Dimensions: 15 x 12

Other

  • Level: First
  • Area: 108
  • Dimensions: 18 x 6

Other

  • Level: Lower
  • Area: 154
  • Dimensions: 14 x 11

Other

  • Level: Lower
  • Area: 143
  • Dimensions: 13 x 11

Property

Details

  • Parcel number: 46170101028.000
  • Zoning description: Residential
  • Special condition: Fair Market

Features

  • Levels: Two
  • Patio & porch: Deck

Lot

  • Lot size: 1.60 Acres
  • Features: Corner Lot

Parking

  • Total spaces: 4
  • Parking features: Garage Door Opener,Attached
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,640$43,680
Home Insurance *$466$5,592
Property Taxes $636$7,632
Electricity $436$5,240
Total$5,178$62,136
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$177,531/yr
40% on housing$155,340/yr
45% on housing$138,080/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$177This listing

vs Other Active Listings

Avg $/sqft

ZIP 45805$105
Allen County$111

vs Homes Sold Last Month

Median $/sqft

ZIP 45805$132
Allen County$116

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-24Price change$730,000
2026-03-02Price change$750,000
2025-12-18Listed for sale$785,000
1999-04-15Sold$38,000

For Sale by Agent

AgentMaria Sanko
BrokerageCCR Realtors

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