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16 Hopi, Cloudcroft, NM, 88317

1beds
1baths
968sqft
$244,900
$253price/sqft
$1,814/moest. monthly cost
$72,560/yrincome needed

About This Home

This cozy one-bedroom cabin, situated on a three-quarters-acre lot, features brand-new luxury vinyl plank flooring and new appliances. Take in amazing views from the large deck, perfect for entertaining or simply enjoying the fresh mountain air. A fenced yard, easily accessed from the interior, makes an ideal space for your furry friends. Offering privacy, usable outdoor space, and modern updates, this property presents an excellent opportunity for both personal enjoyment and investment income. Currently operating as a successful short-term rental, this charming mountain home produced approximately $12,000 in Airbnb revenue in 2024 (per owner). Although the property is listed as 16 Hopi, preferred access is from Commanche (see map in documents). A 16 Hopi address marker is posted at the Commanche entrance for easy identification. Entry is simple and secure with a front door combination lock; the code is stored in a lockbox. The home is served by the Twin Forks Water Association. Buyer will be responsible for a $1,550 transfer fee at closing. Buyers are strongly encouraged to obtain homeowners insurance quotes as early as possible in the due diligence period. Call Jim Carlton, Broker, at 505-977-8763 for more information or to schedule a showing appointment.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

5/10
4/10
Cloudcroft Middle SchoolGrades 6-85.2 mi
6/10
Cloudcroft High SchoolGrades 9-125.4 mi

Construction

Condition

  • Year built: 1967

Materials

  • Foundation: Permanent,Crawl Space
  • Roof: Metal
  • Construction materials: Wood Siding,Wood

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Free-Standing Range/Oven

Bathroom

  • Features: Shower

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1

Features

  • Fireplace features: Wood Burning Stove
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Wall Furnace,Wood
  • Cooling features: None

Interior Area

  • Total structure area: 968
  • Total interior livable area: 968 sqft

Property

Details

  • Parcel number: R038321
  • Zoning description: Single Family

Features

  • Levels: Two,Multi/Split
  • Stories: 2
  • Patio & porch: Deck
  • Fencing: Wire

Lot

  • Lot size: 0.76 Acres
  • Features: Desert Front,Desert Back,Wooded,1/2 To 1.0 Acre
  • Lot size dimensions: 0.76 acres

Parking

  • Parking features: No Carport,No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Wildfire
    WildfireVery High
  • Winter Weather
    Winter WeatherVery High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Inland Flooding
Wildfire
Winter Weather
Lightning
Hail
Ice Storm

FEMA Declared Disasters in Otero County and New Mexico

Fire
Flood
Mud Landslide
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,238$14,856
Home Insurance *$121$1,452
Property Taxes $307$3,684
Electricity $148$1,780
Total$1,814$21,768
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$62,194/yr
40% on housing$54,420/yr
45% on housing$48,373/yr

New Mexico FAIR Plan Programs

New Mexico Property Insurance Program

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,506Commercial: 306
Total Premiums$5.96M
Total Exposure$950.67M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 4.0%
4.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$253This listing

vs Other Active Listings

Avg $/sqft

ZIP 88317$178
Otero County$176

vs Homes Sold Last Month

Median $/sqft

ZIP 88317$248
Otero County$165

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-09-17Listed for sale$249,900
2022-10-17Listing removed--
2022-08-23Contingent$200,000
2022-08-23Pending sale$200,000
2022-07-14Price change$200,000
2022-06-29Price change$209,700
2022-05-07Listed for sale$225,000

For Sale by Agent

AgentJames Carlton
BrokerageGary Mack Real Estate

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