15967 Cumberland Lake Cir, Louisville, KY, 40245
About This Home
Stunning Hamilton plan in Twin Lakes featuring an open-concept layout offers 9' ceilings and engineered flooring throughout the main level. The dramatic great room features a floor-to-ceiling stone fireplace with custom built-in bookcases. The deluxe kitchen showcases quartz countertops, large island, wood hood, 5-burner gas cooktop, wall oven, cabinet microwave, French door counter-depth refrigerator, under-cabinet lighting, and serving station. The main-level primary suite features a curbless tiled shower with frameless glass, garden tub, and raised double vanity. A private in-law suite with full bath adds flexibility. Upstairs offers additional bedrooms and a loft overlooking the great room. The basement includes 9' ceilings, a rec room, bedroom, and full bath.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2025
Materials
- Foundation: Concrete Perimeter
- Roof: Shingle
- Construction materials: Brick
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Basement
- Has basement: Yes
- Basement: Finished
Bedroom
- Level: Second
Bedroom
- Level: Second
Bedroom
- Level: Second
Bedroom
- Level: Basement
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 4
Dining Room
- Level: First
Features
- Number of fireplaces: 1
- Fireplace: Yes
- Finished area below ground: 1,110
- Finished area above ground: 2,670
Foyer
- Level: First
Game Room
- Level: Basement
Great Room
- Level: First
Heating & Cooling
- Heating features: Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 2,670
- Total interior livable area: 3,780 sqft
Kitchen
- Level: First
Laundry
- Level: First
Loft
- Level: Second
Mud Room
- Level: First
Other
- Level: First
Other
- Level: First
Primary Bedroom
- Level: First
Property
Details
- Parcel number: 21170400410000
Features
- Stories: 2
- Patio & porch: Porch
- Fencing: None
Lot
- Lot size: 0.30 Acres
- Features: Corner Lot,Easement
Parking
- Total spaces: 2
- Parking features: Attached,Entry Side,Driveway
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Heat Wave
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,488 | $41,856 |
| Home Insurance * | $323 | $3,876 |
| Property Taxes | $650 | $7,800 |
| Electricity | $298 | $3,582 |
| Total | $4,759 | $57,108 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-30 | Price change | $729,900 |
| 2026-03-16 | Listed for sale | $742,136 |
For Sale by Agent
View on Zillow