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6225 Mistflower Cir, Prospect, KY, 40059

4beds
4baths
3,206sqft
$949,000
$296price/sqft
$6,319/moest. monthly cost
$252,760/yrincome needed

About This Home

6225 Mistflower Circle is a beautifully crafted Artisan Signature Home, designed with a welcoming covered front porch and an open floor plan that blends comfort and sophistication. The family room, accented with warm wood beams and a cozy fireplace, flows seamlessly into the gourmet style kitchen, dining area, and out to the private side courtyard—perfect for entertaining. The chef's kitchen showcases high-end luxury appliances, granite counters, custom wood cabinetry, a huge walk-in pantry, and a spacious center kitchen island with seating for four. Muted gold hardware adds a touch of elegance throughout. Other first floor amenities are a convenient office, powder room, and renovated two-car garage with epoxy flooring and custom built-in storage shelves and closets. Upstairs, the primary suite offers a spa-like retreat with dual sinks, soaking tub, walk-in shower, and a large custom closet. Two additional bedrooms, a full bath, and a laundry room with top-of-the-line Samsung washer and dryer complete the second floor. The finished basement offers a versatile second family room that seamlessly connects to a wall-length wet bar with a mini refrigerator and ample storage creating the perfect space for entertaining. This level also includes a fourth bedroom, two large storage areas, and a third full bathroom. Throughout, you'll find the exceptional finishes and craftsmanship, paired with modern comfort, including a geothermal HVAC system for efficiency and sustainability. Finally, this home is nestled in Norton Commons, one of Louisville's premier, most sought-after communities, where you'll enjoy a relaxed lifestyle featuring swimming pools, dining, shopping, amphitheater, dog parks, playgrounds, and more.

Getting Around

47
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

8/10
Norton Commons ElementaryGrades PK-50.1 mi
4/10
Kammerer Middle SchoolGrades 6-84.4 mi
8/10
Ballard High SchoolGrades 9-124.6 mi

Construction

Condition

  • Year built: 2020

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Cement Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Finished

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Area

  • Level: First

Family Room

  • Level: Basement

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 990
  • Finished area above ground: 2,216

Full Bathroom

  • Level: Second

Full Bathroom

  • Level: Basement

Half Bathroom

  • Level: First

Heating

  • Heating features: Geothermal

Interior Area

  • Total structure area: 2,216
  • Total interior livable area: 3,206 sqft

Kitchen

  • Level: First

Laundry

  • Level: Second

Living Room

  • Level: First

Mud Room

  • Level: First

Primary Bathroom

  • Level: Second

Primary Bedroom

  • Level: Second

Property

Details

  • Parcel number: 4039N9060000

Features

  • Stories: 2
  • Pool features: Association,Community
  • Patio & porch: Patio,Porch
  • Fencing: None

Lot

  • Lot size: 3,049 sqft

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Inland Flooding
Cold Wave
Heat Wave
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,798$57,576
Home Insurance *$374$4,488
Property Taxes $894$10,728
Electricity $253$3,038
Total$6,319$75,828
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$216,651/yr
40% on housing$189,570/yr
45% on housing$168,506/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$296This listing

vs Other Active Listings

Avg $/sqft

ZIP 40059$276
Jefferson County$144

vs Homes Sold Last Month

Median $/sqft

ZIP 40059$213
Jefferson County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-25Price change$998,000
2025-11-24Listed for sale$1,095,000
2021-02-11Sold$660,000
2020-12-10Pending sale$669,000

For Sale by Agent

AgentMark Stevens
Brokeragesimpler.realestate

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