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10537 Vista View Dr, Louisville, KY, 40291

4beds
3baths
2,719sqft
$549,900
$202price/sqft
$3,803/moest. monthly cost
$152,120/yrincome needed

About This Home

Charming new Grandin floorplan by Fischer Homes in beautiful Vista Hills, where limited homes remain! Featuring a wide open concept design with an island kitchen with stainless steel appliances, upgraded multi-height maple cabinetry, upgraded quartz counters, vinyl plank flooring, large walk-in pantry and walk-out morning room to the patio and all open to the large family room. Study room off entry way with french doors. 2nd living area tucked away in the back of home. Upper level features primary suite with an en suite that includes a double bowl vanity, soaking tub, separate shower and walk-in closet. 3 additional bedrooms, and centrally located hall bathroom. 2 car garage.

Getting Around

14
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

7/10
Bates Elementary SchoolGrades K-53.0 mi
3/10
Newburg Middle SchoolGrades 6-88.1 mi

Construction

Condition

  • Year built: 2025

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: None

Bedroom

  • Level: Second
  • Area: 156
  • Dimensions: 13.00 x 12.00

Bedroom

  • Level: Second
  • Area: 143
  • Dimensions: 11.00 x 13.00

Bedroom

  • Level: Second
  • Area: 120
  • Dimensions: 12.00 x 10.00

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Breakfast Room

  • Level: First
  • Area: 180
  • Dimensions: 15.00 x 12.00

Family Room

  • Level: First
  • Area: 306
  • Dimensions: 18.00 x 17.00

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,719

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,719
  • Total interior livable area: 2,719 sqft

Kitchen

  • Level: First
  • Area: 154
  • Dimensions: 14.00 x 11.00

Library

  • Level: First
  • Area: 110
  • Dimensions: 11.00 x 10.00

Living Room

  • Level: First
  • Area: 154
  • Dimensions: 14.00 x 11.00

Primary Bedroom

  • Level: Second
  • Area: 240
  • Dimensions: 15.00 x 16.00

Property

Details

  • Parcel number: 405500030000

Features

  • Stories: 2
  • Patio & porch: Patio
  • Fencing: None

Lot

  • Lot size: 0.25 Acres
  • Lot size dimensions: 85 x 129

Parking

  • Total spaces: 3
  • Parking features: Attached,Entry Front
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Heat Wave
Inland Flooding

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,780$33,360
Home Insurance *$292$3,504
Property Taxes $517$6,204
Electricity $214$2,576
Total$3,803$45,636
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$130,388/yr
40% on housing$114,090/yr
45% on housing$101,413/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$202This listing

vs Other Active Listings

Avg $/sqft

ZIP 40291$170
Jefferson County$144

vs Homes Sold Last Month

Median $/sqft

ZIP 40291$169
Jefferson County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Price change$574,900
2026-02-20Price change$584,365
2025-10-28Listed for sale$582,188

For Sale by Agent

AgentAl A Hencheck
BrokerageHMS Real Estate

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