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10536 Vista View Dr, Louisville, KY, 40291

3beds
3baths
2,544sqft
$470,000
$185price/sqft
$3,260/moest. monthly cost
$130,400/yrincome needed

About This Home

Reduced!! Welcome home to Fisher Homes' beautiful Charles Coastal Classic floorplan in sought-after Vista Hills! This stunning home features an open-concept design with a dramatic 18-foot ceiling in the great room, a spacious kitchen with granite island, stainless steel appliances, and adjoining dining area. A large loft overlooks the main living space, adding to the home's airy feel. The first-floor primary suite offers a private bath with dual vanities, garden tub, and separate glass-enclosed shower. Upstairs you'll find two additional bedrooms and a full bath. Additional features include a study, powder room, vinyl flooring throughout, 2-car attached garage, and a full unfinished basement. Priced to sell!

Getting Around

14
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

7/10
Bates Elementary SchoolGrades K-53.0 mi
3/10
Newburg Middle SchoolGrades 6-88.1 mi

Construction

Condition

  • Year built: 2022

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Cement Siding,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedroom

  • Level: Second
  • Area: 156
  • Dimensions: 12.00 x 13.00

Bedroom

  • Level: Second
  • Area: 143
  • Dimensions: 13.00 x 11.00

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Breakfast Room

  • Level: First
  • Area: 144
  • Dimensions: 12.00 x 12.00

Family Room

  • Level: First
  • Area: 374
  • Dimensions: 17.00 x 22.00

Features

  • Finished area below ground: 0
  • Finished area above ground: 2,544

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,544
  • Total interior livable area: 2,544 sqft

Kitchen

  • Level: First
  • Area: 168
  • Dimensions: 14.00 x 12.00

Laundry

  • Level: First

Loft

  • Level: Second
  • Area: 168
  • Dimensions: 12.00 x 14.00

Primary Bedroom

  • Level: First
  • Area: 224
  • Dimensions: 16.00 x 14.00

Study

  • Level: First
  • Area: 168
  • Dimensions: 14.00 x 12.00

Property

Details

  • Parcel number: 405500520000

Features

  • Stories: 2
  • Patio & porch: Patio,Porch
  • Fencing: None

Lot

  • Lot size: 0.26 Acres
  • Features: Corner Lot
  • Lot size dimensions: 85 x 134

Parking

  • Total spaces: 2
  • Parking features: Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Heat Wave
Inland Flooding

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,376$28,512
Home Insurance *$250$3,000
Property Taxes $434$5,208
Electricity $200$2,410
Total$3,260$39,120
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$111,771/yr
40% on housing$97,800/yr
45% on housing$86,933/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$185This listing

vs Other Active Listings

Avg $/sqft

ZIP 40291$170
Jefferson County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 40291$169
Jefferson County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-07Listed for sale$470,000
2026-08-04Listing removed$470,000
2026-07-07Price change$470,000
2026-06-20Price change$475,000
2026-06-10Listed for sale$485,000
2025-03-08Listing removed$2,995
2025-02-02Listed for rent$2,995
2024-10-26Listing removed$2,995
2024-09-25Price change$2,995
2024-09-07Listed for rent$3,300
2024-09-02Listing removed$499,900
2024-08-17Price change$499,900
2024-07-28Price change$545,900
2024-06-27Listed for sale$555,900
2022-07-27Sold$549,772
2022-06-24Pending sale$542,131
2022-02-01Price change$542,131
2021-12-29Listed for sale$536,131

Pre-Foreclosure - For Sale by Agent

AgentCurtis E Owens
BrokerageThe Breland Group

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