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717 S Pine St, Lima, OH, 45804

5beds
1baths
1,586sqft
$65,000
$41price/sqft
$637/moest. monthly cost
$25,480/yrincome needed

About This Home

Discover a unique investment opportunity with this spacious five-bedroom property offering exceptional income potential. Previously operated as a rooming-style rental, the home is currently configured to accommodate multiple tenants, making it an attractive option for investors looking to expand their portfolio. The flexible floor plan also offers possibilities for owner-occupants seeking extra space or multi-generational living. Recent updates include a new water heater (2025). Newer roof 2019. The home is equipped for central air, though the exterior condenser unit was previously stolen and is not included. A vending machine will remain with the property, adding additional convenience, while security cameras do not convey. Whether you're looking to continue its current use (subject to regulations) or explore other possibilities, this property offers outstanding potential and versatility.

Getting Around

50
WalkingCar-Dependent
25
TransitSome Transit
47
BikeSomewhat Bikeable

Schools

2/10
Lima Senior High SchoolGrades 9-121.1 mi
5/10
Freedom Elementary SchoolGrades PK-40.7 mi

Construction

Condition

  • Year built: 1920

Materials

  • Foundation: Block

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Range,Refrigerator,Washer,Water Heater

Bedroom1

  • Level: First
  • Area: 217.7044
  • Dimensions: 14.83 x 14.68

Bedroom2

  • Level: Second
  • Area: 127.1088
  • Dimensions: 11.64 x 10.92

Bedroom3

  • Level: Second
  • Area: 161.8733
  • Dimensions: 10.93 x 14.81

Bedroom4

  • Level: Second
  • Area: 171.5562
  • Dimensions: 11.46 x 14.97

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 1
  • Full bathrooms: 1

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air,See Remarks

Interior Area

  • Total structure area: 1,586
  • Total interior livable area: 1,586 sqft

Living Room

  • Level: First
  • Area: 172.086
  • Dimensions: 13.34 x 12.9

Other

  • Level: Second
  • Area: 165
  • Dimensions: 11 x 15

Property

Details

  • Parcel number: 47060805015.000
  • Zoning description: Residential

Features

  • Levels: Two
  • Patio & porch: Porch

Parking

  • Total spaces: 1
  • Parking features: Parking Pad
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $328$3,936
Home Insurance *$59$708
Property Taxes $57$684
Electricity $193$2,320
Total$637$7,644
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$21,840/yr
40% on housing$19,110/yr
45% on housing$16,986/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$41This listing

vs Other Active Listings

Avg $/sqft

ZIP 45804$98
Allen County$112

vs Homes Sold Last Month

Median $/sqft

ZIP 45804$113
Allen County$116

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-05Pending sale$65,000
2026-07-20Price change$65,000
2026-06-30Listed for sale$73,000
2016-07-03Listing removed$35,000
2015-11-25Listed for sale$35,000
2012-07-20Sold$37,500
2012-04-21Listed for sale$38,000
2005-03-08Sold$2,210
1997-02-06Sold$1,000

For Sale by Agent

AgentSamantha Wilch
BrokerageSuperior Plus Realtors

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