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1428 S Sugar St, Lima, OH, 45804

2beds
1baths
720sqft
$19,900
$28price/sqft
$328/moest. monthly cost
$13,120/yrincome needed

About This Home

Check out this fixer upper! Add this property to your portfolio and make it your own. This 2 bed/1 bath layout feature a large lot and a detached garage. Could be purchased with 1.81 acres behind the house with access coming off of 4th St.

Getting Around

28
WalkingCar-Dependent
22
TransitMinimal Transit
29
BikeSomewhat Bikeable

Schools

4/10
Unity Elementary SchoolGrades PK-40.1 mi
2/10
Lima Senior High SchoolGrades 9-121.7 mi

Construction

Condition

  • Property condition: Fixer
  • Year built: 1920

Materials

  • Foundation: Block

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Heating & Cooling

  • Heating features: Other
  • Cooling features: None

Interior Area

  • Total structure area: 720
  • Total interior livable area: 720 sqft

Property

Details

  • Parcel number: 47061201048.000
  • Zoning description: Residential

Features

  • Levels: One

Lot

  • Lot size: 0.32 Acres

Parking

  • Total spaces: 1
  • Parking features: Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

No climate risk data available.

How This Home’s Risks Compare

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $100$1,200
Home Insurance *$18$216
Property Taxes $17$204
Electricity $193$2,320
Total$328$3,936
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$11,245/yr
40% on housing$9,840/yr
45% on housing$8,746/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$28This listing

vs Other Active Listings

Avg $/sqft

ZIP 45804$98
Allen County$112

vs Homes Sold Last Month

Median $/sqft

ZIP 45804$113
Allen County$116

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-17Pending sale$19,900
2026-07-30Price change$19,900
2026-06-01Listed for sale$29,900
2007-07-20Sold$9,000

For Sale by Agent

AgentLuke Hatfield
BrokerageDye Real Estate & Land Company

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