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5152 Cedar Retreat Dr, Murfreesboro, TN, 37129

4beds
3baths
2,572sqft
$544,900
$212price/sqft
$3,410/moest. monthly cost
$136,400/yrincome needed

About This Home

Peaceful water views and the option to fence the yard for added privacy set this all-brick Cedar Retreat home apart. This move-in-ready residence is situated on a quiet cul-de-sac with an expansive side yard and a serene, low-maintenance backyard that offers a peaceful place to relax without the upkeep of a large lawn. Inside, the open-concept layout features a spacious living area and eat-in kitchen with granite countertops, stainless steel appliances, tile backsplash, and hardwood flooring. The main-level primary suite includes a separate tub and tiled shower. Upstairs offers additional bedrooms and a versatile gathering room that can serve as a media room, playroom, home office, or second living area. With direct lake access, flexible living space, and the option to fence the yard for added privacy, this home offers a thoughtful blend of comfort, functionality, and scenic surroundings. Special Financing Available! Qualified buyers may receive a lender-paid 1-0 rate buydown, $3,300 lender credit, and a FREE appraisal when using the preferred lender.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
8/10
Blackman Middle SchoolGrades 6-83.0 mi
8/10
Blackman High SchoolGrades 9-122.6 mi

Construction

Condition

  • Year built: 2021

Materials

  • Roof: Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Electric Range,Dishwasher,Microwave,Refrigerator,Stainless Steel Appliance(s)

Basement

  • Basement: None

Bedroom1

  • Features: Suite
  • Level: Suite
  • Area: 195
  • Dimensions: 13x15

Bedroom2

  • Area: 168
  • Dimensions: 12x14

Bedroom3

  • Area: 195
  • Dimensions: 13x15

Bedroom4

  • Area: 110
  • Dimensions: 11x10

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Features: Combination
  • Level: Combination
  • Area: 99
  • Dimensions: 9x11

Features

  • Ceiling Fan(s),High Ceilings,Open Floorplan,Pantry,Walk-In Closet(s)
  • Flooring: Carpet,Wood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area above ground: 2,572

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,572
  • Total interior livable area: 2,572 sqft

Kitchen

  • Features: Eat-in Kitchen
  • Level: Eat-in Kitchen
  • Area: 121
  • Dimensions: 11x11

Living Room

  • Area: 432
  • Dimensions: 18x24

Master Bathroom

  • Features: Double Vanity
  • Level: Double Vanity

Recreation Room

  • Features: Other
  • Level: Other
  • Area: 360
  • Dimensions: 20x18

Property

Details

  • Parcel number: 071E E 04500 R0122267
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Topography of land: Cul-De-Sac

Lot

  • Lot size: 0.31 Acres
  • Features: Cul-De-Sac

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Earthquake
Inland Flooding
Lightning
Strong Wind
Tornado

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,755$33,060
Home Insurance $230$2,760
Property Taxes $217$2,604
Electricity $208$2,507
Total$3,410$40,920

Income You'd Need if You Spent...

35% on housing$116,914/yr
40% on housing$102,300/yr
45% on housing$90,933/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.4%
12.4%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$212This listing

vs Other Active Listings

Avg $/sqft

ZIP 37129$227
Rutherford County$226

vs Homes Sold Last Month

Median $/sqft

ZIP 37129$220
Rutherford County$219

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Contingent$544,900
2026-07-29Price change$544,900
2026-06-02Price change$550,000
2026-05-25Listed for sale$590,000
2021-08-23Sold$409,999

For Sale by Agent

AgentLaTasha (Tasha) McBee
BrokerageEpique Realty

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