9601 22nd Bay St, Norfolk, VA, 23518
About This Home
Enjoy the views and beach from this beautiful LIGHTHOUSE unit @ THE TERN. This MOVE IN READY townhome was used as the MODEL and offers many upgrades throughout to include custom kitchen, private elevator, 2 balconies, fireplace in the living room and primary bedroom, and an attached rear load garage. There was no expense spared when this home was built. The home offers an Open Floor plan, 3 full bathrooms, and the primary bathroom offers a stand alone vessel tub, rain shower head, and double sinks. Short walk to direct beach access, shopping center, and newer community. *No flood insurance required !
Getting Around
Very Walkable
Some Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2020
Materials
- Foundation: Slab
- Roof: Asphalt Shingle
- Construction materials: Fiber Cement
Type & Style
- Home type: Townhouse
- Architectural style: Traditional,Transitional
- Property subType: Townhouse
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Dryer,Microwave,Gas Range,Refrigerator,Washer,Tankless Water Heater,Gas Water Heater
Bedroom
- Level: Second
Bedroom
- Level: Second
Bedroom
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Dining Room
- Level: Third
Features
- Cathedral Ceiling(s),Primary Sink-Double,Walk-In Closet(s),Ceiling Fan(s),Entrance Foyer,Pantry
- Window features: Window Treatments
- Flooring: Carpet,Ceramic Tile,Laminate/LVP
- Number of fireplaces: 1
- Fireplace features: Electric,Primary Bedroom
- Fireplace: Yes
- Common walls with other units/homes: End Unit
Heating & Cooling
- Heating features: Natural Gas,Zoned
- Cooling features: Central Air,Zoned
Interior Area
- Total interior livable area: 2,664 sqft
Kitchen
- Level: Third
Primary Bedroom
- Level: Fourth
Property
Accessibility
- Accessibility features: Accessible Elevator Installed
Details
- Parcel number: 09671675
- Attached to another structure: Yes
- Other equipment: Generator Hookup
Features
- Stories: 4
- Pool features: None
- Patio & porch: Porch
- Exterior features: Balcony
- Fencing: None
- Has view: Yes
- View description: Beach,Water
- Has water view: Yes
- Water view: Beach,Water
- Waterfront features: Not Waterfront
Lot
- Features: Corner
Parking
- Total spaces: 2
- Parking features: Garage Att 2 Car,Off Street,Driveway,On Street,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Hurricane
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Virginia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,665 | $43,980 |
| Home Insurance * | $398 | $4,776 |
| Property Taxes | $761 | $9,132 |
| Electricity | $256 | $3,079 |
| Total | $5,080 | $60,960 |
Income You'd Need if You Spent...
Virginia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
No price history available
For Sale by Agent
View on Zillow