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4040 Schroeder Dr, Hamilton, OH, 45011

4beds
3baths
2,088sqft
$327,900
$157price/sqft
$2,328/moest. monthly cost
$93,120/yrincome needed

About This Home

HUGE 2 Story Brick Home that is ready for its next homeowner. This home is perfect for a large family with a huge fenced backyard with a half court basketball court, fire pit, & grilling area. Inside you'll find 5 entertaining spaces: living room, dining room, family room & 2 hangout areas in the basement. This home offers 2,000+ square feet above ground but has 2 finished areas in the basement with new mechanicals & sump pump that keeps everything perfectly dry. This property boasts 4 spacious bedrooms & 2 full bathrooms upstairs. The Primary suite has its own side of the house with a electric fireplace, separate tub & shower with a large walkin closet! The main level features an inviting eat-in kitchen complete with a pantry, a formal dining room, and a bright living room perfect for entertaining. Unwind in the expansive family room, highlighted by a cozy, wood-burning brick fireplace and a walk-out to the private back patio. . Don't miss out on this fantastic opportunity to make this house your own—schedule your tour today!

Getting Around

2
WalkingCar-Dependent
0
TransitNo Nearby Transit
15
BikeSomewhat Bikeable

Schools

5/10
6/10
Crossroads Middle SchoolGrades 6-82.9 mi
5/10
Fairfield High SchoolGrades 9-122.7 mi

Construction

Condition

  • Year built: 1987

Materials

  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Range,Washer

Basement

  • Has basement: Yes
  • Basement: Finished

Bedroom

  • Level: Main
  • Dimensions: 16 x 12

Bedroom

  • Level: Second
  • Dimensions: 10 x 12

Bedroom

  • Level: Second
  • Dimensions: 10 x 11

Bedroom

  • Level: Second
  • Dimensions: 10 x 12

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Walk-In Closet(s)
  • Window features: Vinyl

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,088
  • Total interior livable area: 2,088 sqft

Property

Details

  • Parcel number: A0300091000053
  • Zoning: Residential
  • Zoning description: Residential

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 0.35 Acres
  • Lot size dimensions: 90 x 167 feet

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Two Car Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Ice Storm
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,658$19,896
Home Insurance *$131$1,572
Property Taxes $316$3,792
Electricity $223$2,687
Total$2,328$27,936
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$79,817/yr
40% on housing$69,840/yr
45% on housing$62,080/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.1%
13.1%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$157This listing

vs Other Active Listings

Avg $/sqft

ZIP 45011$167
Butler County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 45011$176
Butler County$169

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Price change$309,900
2026-08-07Price change$319,000
2026-07-30Price change$327,900
2026-07-23Price change$328,900
2026-07-07Listed for sale$329,000
2005-05-05Sold$160,000
2005-02-25Sold$160,000

For Sale by Agent

AgentChristopher John
BrokerageRed 1 Realty

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