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18 Pine St, Belchertown, MA, 01007

3beds
3baths
2,334sqft
$700,000
$300price/sqft
$5,057/moest. monthly cost
$202,280/yrincome needed

About This Home

Stunning newer Colonial showcasing quality craftsmanship, modern finishes, and a thoughtfully designed floor plan on a large, level lot. The welcoming farmer’s porch leads to a spacious foyer and formal dining room with hardwood floors and wainscoting. The gourmet eat-in kitchen features a gas range, oversized island, abundant cabinetry, generous counter space, walk-in pantry, and double-door refrigerator/freezer. The fireplaced living room offers exterior access and a convenient coffee/wine bar. A mudroom with custom built-ins and an oversized half bath adds everyday convenience. Upstairs you’ll find three spacious bedrooms, two versatile bonus rooms, a dedicated laundry room, and a luxurious primary suite with a walk-in closet, double vanity, and tiled shower. Enjoy the pool, fruit trees, garden area, storage shed, and expansive backyard. Convenient to the Mass Pike, shopping, dining, and more.

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
13
BikeSomewhat Bikeable

Schools

--
Cold Spring SchoolGrades PK-K4.4 mi
6/10
Jabish Middle SchoolGrades 7-84.0 mi
7/10
Belchertown High SchoolGrades 9-124.3 mi

Construction

Condition

  • Year built: 2021

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Dishwasher,Microwave,Refrigerator,Freezer
  • Laundry features: Flooring - Hardwood,Second Floor

Basement

  • Has basement: Yes
  • Basement: Full,Interior Entry,Bulkhead,Concrete,Unfinished

Bathroom1

  • Features: Bathroom - Half, Flooring - Stone/Ceramic Tile
  • Level: First

Bathroom2

  • Features: Bathroom - Full, Bathroom - Tiled With Tub & Shower, Flooring - Stone/Ceramic Tile
  • Level: Second

Bathroom3

  • Features: Bathroom - Full, Bathroom - Tiled With Tub & Shower, Flooring - Stone/Ceramic Tile, Double Vanity
  • Level: Second

Bedroom2

  • Features: Closet, Flooring - Wall to Wall Carpet
  • Level: Second

Bedroom3

  • Features: Closet, Flooring - Wall to Wall Carpet
  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: Flooring - Hardwood, Wainscoting
  • Level: Main,First

Family Room

  • Features: Flooring - Wall to Wall Carpet
  • Level: Second

Features

  • Door features: Insulated Doors,Storm Door(s)
  • Window features: Insulated Windows,Screens
  • Flooring: Wood
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area above ground: 2,334

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,334
  • Total interior livable area: 2,334 sqft

Kitchen

  • Features: Closet, Flooring - Hardwood, Pantry, Countertops - Stone/Granite/Solid, Kitchen Island, Breakfast Bar / Nook, Open Floorplan, Gas Stove
  • Level: Main,First

Living Room

  • Features: Flooring - Hardwood, Exterior Access, Open Floorplan, Recessed Lighting
  • Level: Main,First

Master Bathroom

  • Features: Yes

Master Bedroom

  • Features: Ceiling Fan(s), Walk-In Closet(s), Flooring - Wall to Wall Carpet
  • Level: Second

Property

Details

  • Parcel number: 4893380
  • Zoning: RES

Features

  • Private pool: Yes
  • Pool features: Above Ground
  • Patio & porch: Deck - Composite,Patio
  • Exterior features: Deck - Composite,Patio,Pool - Above Ground,Rain Gutters,Storage,Screens,Fruit Trees,Garden
  • Waterfront features: Stream

Lot

  • Lot size: 3.47 Acres
  • Features: Easements,Underground Storage Tank,Level

Parking

  • Total spaces: 6
  • Parking features: Attached,Garage Door Opener,Off Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Hurricane
Inland Flooding
Ice Storm
Lightning
Strong Wind

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,539$42,468
Home Insurance *$227$2,724
Property Taxes $831$9,972
Electricity $460$5,522
Total$5,057$60,684
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$173,382/yr
40% on housing$151,710/yr
45% on housing$134,853/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$300This listing

vs Other Active Listings

Avg $/sqft

ZIP 01007$274
Hampshire County$247

vs Homes Sold Last Month

Median $/sqft

ZIP 01007$245
Hampshire County$264

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-06Listed for sale$700,000
2021-01-15Sold$472,609
2017-04-14Sold$37,000

For Sale by Agent

AgentThe Jackson & Nale Team
BrokerageREMAX Connections - Belchertown

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