See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

3750 Pergola Terrace, Wilmington, NC, 28403

5beds
5baths
2,745sqft
$2,650,000
$965price/sqft
$15,556/moest. monthly cost
$622,240/yrincome needed

About This Home

Built in 2024 and designed by acclaimed Allison Ramsey Architects, 3750 Pergola Terrace arrives on the market in pristine condition and it shows in every detail. Nestled in Airlie at Wrightsville Sound, just a mile from Wrightsville Beach and directly across from the storied Airlie Gardens, this thoughtfully designed home is a masterclass in outdoor living and flexible floor plan design. Inside, the floor plan is functional and the aesthetic is beautiful. The first floor offers a quiet primary suite, while three additional bedrooms and two full baths occupy the second floor. The interiors are a reflection of the owners' impeccable taste - custom lighting, carefully chosen finishes, and a timeless style that feels both elevated and effortless. Step outside and you will immediately understand what makes this home exceptional. Over 1,000 square feet of covered outdoor living unfolds across Charleston-style porches on both levels, flowing naturally to a screened porch with an outdoor fireplace - the perfect transition to your resort-style backyard. A custom gunite pool anchors the outdoor space, flanked by a grilling station that makes entertaining easy and every evening feel like a vacation. A charming drive aisle leads to the detached two-car garage, with the carriage house above adding a level of flexibility that is hard to find. Complete with a kitchenette and full bath, the flexible layout lends itself equally well as a guest suite, in-law retreat, home office, or next-level pool house. This is a space that adapts beautifully as your family needs evolve. Buyer may have the opportunity to assume the Sellers' boat slip lease just around the corner on Airlie/ICW.

Getting Around

35
WalkingCar-Dependent
19
TransitMinimal Transit
32
BikeSomewhat Bikeable

Schools

10/10
6/10
M C S Noble MiddleGrades 6-82.4 mi
6/10
John T Hoggard HighGrades 9-123.9 mi

Construction

Condition

  • Year built: 2024

Materials

  • Foundation: Raised
  • Roof: Metal
  • Construction materials: Composition,Fiber Cement,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Vented Exhaust Fan,Gas Cooktop,Built-In Microwave,Washer,Refrigerator,Dryer,Disposal,Dishwasher,Electric Range

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Features

  • Master Downstairs,Walk-in Closet(s),High Ceilings,Mud Room,Solid Surface,Kitchen Island,Ceiling Fan(s),Pantry,Walk-in Shower,Blinds/Shades,Gas Log,Smart Thermostat,Walk-In Closet(s)
  • Fireplace features: Gas Log
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric,Heat Pump,Zoned
  • Cooling features: Central Air,Zoned,Ceiling Fan(s)

Interior Area

  • Total structure area: 2,745
  • Total interior livable area: 2,745 sqft

Property

Details

  • Parcel number: R05700006054000
  • Zoning: UMX
  • Special condition: Standard

Features

  • Levels: Two
  • Private pool: Yes
  • Pool features: In Ground,Gunite,Private
  • Patio & porch: Covered,Patio,Porch,Screened,Wrap Around,Balcony,Front Porch,Side Porch
  • Exterior features: Outdoor Shower,Gas Grill,Outdoor Kitchen,Gas Log
  • Fencing: Back Yard
  • Has view: Yes
  • View description: None
  • Waterfront features: None
  • Frontage type: See Remarks
  • Living area range: 2600 - 2799

Lot

  • Lot size: 7,492 sqft
  • Lot size dimensions: 55 x 145 x 55 x 133

Parking

  • Total spaces: 2
  • Parking features: Additional Parking,Garage Door Opener,Off Street,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Inland Flooding
Ice Storm
Lightning
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters in New Hanover County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $13,399$160,788
Home Insurance *$746$8,952
Property Taxes $1,156$13,872
Electricity $255$3,068
Total$15,556$186,672
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$533,348/yr
40% on housing$466,680/yr
45% on housing$414,826/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.6%
-1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$965This listing

vs Other Active Listings

Avg $/sqft

ZIP 28403$214
New Hanover County$307

vs Homes Sold Last Month

Median $/sqft

ZIP 28403$293
New Hanover County$260

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-04Price change$2,499,000
2026-07-14Listed for sale$2,650,000
2023-05-03Sold$405,000
2023-04-04Pending sale$405,000

For Sale by Agent

AgentSuzanne O'Bryant
BrokerageLandmark Sotheby's International Realty

Similar Homes