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509 Otto Ave, Georgetown, TX, 78626

3beds
3baths
1,845sqft
$340,000
$184price/sqft
$2,582/moest. monthly cost
$103,280/yrincome needed

About This Home

Charming DR Horton Home with Modern Amenities Step into this beautifully crafted DR Horton home, built in 2021, offering 3 bedrooms, 2.5 bathrooms, and a 2-car garage. With 1,845 sq. ft. of well-designed living space, this home features an open-concept floor plan—perfect for both entertaining and everyday living. Upstairs, you’ll find two generously sized bedrooms and a versatile loft area, ideal for movie nights, a home office, or a playroom. Nestled in a vibrant and amenity-rich community, residents enjoy access to a sparkling pool, playground, scenic walking/jogging trails, and a pickleball court. The location is ideal for families—just one mile from an elementary school and minutes from a top-rated K-12 preparatory school and youth sports facility. Only 10 minutes from charming downtown Georgetown, with its eclectic shopping, dining, and entertainment, plus easy access to I-35 and SH-130 for a smooth commute. Don’t miss your chance to call this gem home—schedule your private tour today!

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

1/10
4/10
George Wagner MiddleGrades 6-82.9 mi
5/10
East View High SchoolGrades 9-123.1 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2021

Materials

  • Foundation: Slab
  • Roof: Shingle

Other

  • Builder name: DR Horton

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Gas Range,Microwave,Range,RNGHD,Stainless Steel Appliance(s),Gas Water Heater,WaterSoftener,Water Softener Owned

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Features

  • Breakfast Bar,Ceiling Fan(s),High Ceilings,Granite Counters,Double Vanity,Electric Dryer Hookup,Gas Dryer Hookup,Interior Steps,Open Floorplan,Pantry,Primary Bedroom on Main,Recessed Lighting,Walk-In Closet(s),Washer Hookup
  • Window features: Blinds
  • Flooring: Carpet,Laminate,Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,845 sqft

Primary Bedroom

  • Features: Ceiling Fan(s)
  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 205430080L0005
  • Special condition: Real Estate Owned

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Covered,Patio
  • Exterior features: Private Yard
  • Fencing: Back Yard, Wood, Wrought Iron
  • Has view: Yes
  • View description: None
  • Waterfront features: None

Lot

  • Lot size: 4,700 sqft
  • Features: Back Yard,Sprinkler - Automatic,Sprinkler - In-ground

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Hail
Tornado

FEMA Declared Disasters Across Texas Counties

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,719$20,628
Home Insurance *$144$1,728
Property Taxes $481$5,772
Electricity $238$2,859
Total$2,582$30,984
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$88,525/yr
40% on housing$77,460/yr
45% on housing$68,853/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.9%
4.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.3%
-1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$184This listing

vs Other Active Listings

Avg $/sqft

ZIP 78626$309
Williamson County$319

vs Homes Sold Last Month

Median $/sqft

ZIP 78626$181
Williamson County$192

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

Unknown Listed By

AgentMilena Roadhouse
BrokerageCompass RE Texas, LLC

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