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9135 Silverspot Drive SE, Tumwater, WA, 98501

4beds
3baths
2,498sqft
$569,000
$228price/sqft
$3,592/moest. monthly cost
$143,680/yrincome needed

About This Home

Welcome to The Preserve in Tumwater! Situated on a premium lot backing to protected preserve land with no rear neighbors, this beautifully maintained 4-bedroom, 2.5-bath home offers privacy, comfort, and modern living. Built in 2020, the open-concept design features a spacious kitchen with a large island, gas range, and abundant counter space flowing seamlessly into the dining and living areas with a cozy fireplace. Main-floor office, laminate flooring, air conditioning, tankless water heater, and a versatile upstairs loft provide flexibility for today's lifestyle. The generous primary suite includes a walk-in closet and private bath. Enjoy the fully fenced backyard with sprinkler system, extended patio, and peaceful preserve views. Conveniently located just one block from a city park, with easy access to trails, schools, shopping, and I-5. Move-in ready and a rare opportunity in one of Tumwater's most sought-after communities!

Getting Around

4
WalkingCar-Dependent
0
TransitNo Nearby Transit
37
BikeSomewhat Bikeable

Schools

6/10
8/10
Tumwater High SchoolGrades 9-122.5 mi

Construction

Condition

  • Year built: 2020

Materials

  • Foundation: Poured Concrete,Slab
  • Roof: Composition
  • Construction materials: Cement/Concrete,Cement Planked,Wood Siding,Cement Plank

Type & Style

  • Home type: SingleFamily
  • Architectural style: 2 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Stove(s)/Range(s),Dishwasher(s),Garbage Disposal,Microwave(s)

Bathroom Full

  • Level: Second

Bathroom Full

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Loft
  • Flooring: Laminate,Vinyl,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Gas,Main Level: 1,Fireplace
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Fireplace,Forced Air,Electric,Natural Gas
  • Cooling features: Forced Air

Interior Area

  • Total structure area: 2,498
  • Total interior livable area: 2,498 sqft

Other

  • Level: Main

Property

Details

  • Parcel number: 69460032400
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Fireplace,Loft

Lot

  • Lot size: 5,000 sqft
  • Features: Paved,Sidewalk,Dog Run,Fenced-Fully,Gas Available,Patio,Sprinkler System

Parking

  • Total spaces: 2
  • Parking features: Attached Garage
  • Has garage: Yes
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Heat Wave

FEMA Declared Disasters in Thurston County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,877$34,524
Home Insurance *$130$1,560
Property Taxes $415$4,980
Electricity $170$2,050
Total$3,592$43,104
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$123,154/yr
40% on housing$107,760/yr
45% on housing$95,786/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.8%
10.8%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$228This listing

vs Other Active Listings

Avg $/sqft

ZIP 98501$249
Thurston County$297

vs Homes Sold Last Month

Median $/sqft

ZIP 98501$268
Thurston County$285

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Listed for sale$569,000
2020-09-22Sold$360,972

For Sale by Agent

AgentNaimat Gilal
BrokerageJohn L. Scott, Inc

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