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41 Floral Ave, Fort Mitchell, KY, 41017

3beds
3baths
12,414sqft
$1,156,480
$93price/sqft
$7,526/moest. monthly cost
$301,040/yrincome needed

About This Home

Custom build your dream ranch home in Fort Mitchell with award-winning Ashley Builders! This thoughtfully designed 1-story home features 3 bedrooms, a first-floor primary suite with a spacious walk-in closet, and convenient first-floor living. The finished lower level offers a large recreation room with walkout access to a patio -- perfect for entertaining. Enjoy outdoor living on the covered deck and the convenience of a 2-car garage. Personalize every detail with high-end finishes and luxury selections to create a home that truly reflects your style and vision. Prime location - a short walk to all Fort Mitchell has to offer ...shopping, dining, and Beechwood Schools. Minutes to downtown Cincinnati, and CVG.Must build with Ashley Builders. Deed Restrictions/Covenants Apply. 2 story options available to custom build as well

Getting Around

39
WalkingCar-Dependent
0
TransitVery Limited Transit
7
BikeSomewhat Bikeable

Schools

8/10
9/10
Beechwood High SchoolGrades 7-121.0 mi

Construction

Condition

  • Property condition: To Be Built
  • New construction: Yes

Materials

  • Foundation: Poured Concrete
  • Roof: Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: See Remarks

Bathroom2

  • Features: Full Finished Bath,Tub
  • Level: First
  • Area: 45
  • Dimensions: 9 x 5

Bathroom3

  • Features: Full Finished Bath
  • Level: Lower
  • Area: 55
  • Dimensions: 5 x 11

Bedroom2

  • Features: See Remarks
  • Level: Lower
  • Area: 143
  • Dimensions: 11 x 13

Bedroom3

  • Features: Carpet Flooring
  • Level: Lower
  • Area: 143
  • Dimensions: 11 x 13

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: Walk-Out Access
  • Level: First
  • Area: 154
  • Dimensions: 11 x 14

Entry

  • Features: Closet(s)
  • Level: First
  • Area: 50
  • Dimensions: 5 x 10

Great Room

  • Features: Fireplace(s),Walk-Out Access
  • Level: First
  • Area: 304
  • Dimensions: 19 x 16

Heating & Cooling

  • Heating features: See Remarks,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 12,414
  • Total interior livable area: 12,414 sqft

Kitchen

  • Features: Kitchen Island,Pantry
  • Level: First
  • Area: 156
  • Dimensions: 13 x 12

Laundry

  • Features: See Remarks
  • Level: First
  • Area: 54
  • Dimensions: 6 x 9

Media Room

  • Features: See Remarks
  • Level: Lower
  • Area: 108
  • Dimensions: 12 x 9

Other

  • Features: See Remarks
  • Level: First
  • Area: 130
  • Dimensions: 13 x 10

Other

  • Features: Walk-Out Access
  • Level: Lower
  • Area: 432
  • Dimensions: 18 x 24

Primary Bath

  • Features: Double Vanity
  • Level: First
  • Area: 120
  • Dimensions: 10 x 12

Primary Bedroom

  • Features: Bath Adjoins,Walk-In Closet(s)
  • Level: First
  • Area: 210
  • Dimensions: 14 x 15

Property

Details

  • Parcel number: 028400512106

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 0.29 Acres
  • Features: Cleared
  • Lot size dimensions: 0.2858

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Tornado
Heat Wave
Ice Storm
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,847$70,164
Home Insurance *$516$6,192
Property Taxes $183$2,196
Electricity $980$11,764
Total$7,526$90,312
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$258,034/yr
40% on housing$225,780/yr
45% on housing$200,693/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$93This listing

vs Other Active Listings

Avg $/sqft

ZIP 41017$220
Kenton County$177

vs Homes Sold Last Month

Median $/sqft

ZIP 41017$211
Kenton County$184

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-04Price change$1,156,480
2026-03-04Listed for sale$125,000
2025-11-14Listing removed$125,000
2024-11-19Listed for sale$125,000
2024-10-08Listing removed$125,000
2024-08-19Price change$125,000
2024-06-06Price change$135,000
2023-12-13Price change$147,500
2023-11-14Listed for sale$153,000
2023-11-13Sold$131,000
2023-10-19Pending sale$153,000
2023-06-12Price change$153,000
2023-04-05Price change$155,000
2023-03-24Listed for sale$165,000
2023-02-02Listing removed--
2022-10-19Listed for sale$165,000
2020-11-23Sold$155,000

New Construction

AgentKimberly Nachazel
BrokerageeXp Realty, LLC

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