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21 Moss Way, Silverthorne, CO, 80498

4beds
4baths
2,189sqft
$2,075,000
$948price/sqft
$11,650/moest. monthly cost
$466,000/yrincome needed

About This Home

Welcome to 21 Moss Way, a fully furnished modern mountain home in Summit Sky Ranch, just a short walk from the Aspen House clubhouse. This 4BR/4BA residence spans 2,189 square feet across three levels, with vaulted ceilings, hardwood floors, and abundant natural light throughout the main living areas. The sun-filled great room centers on a floor-to-ceiling stone gas fireplace and opens to a gourmet kitchen with Bosch stainless appliances, light stone counters, a generous island, and an adjacent wet bar with wine fridge. The primary suite offers a spacious bath, walk-in closet, and private balcony framing mountain views. Additional bedrooms with private baths provide separation for family and guests. The lower walk-out adds an oversized flex room with built-in bunks that sleep several additional guests, ideal as a guest retreat, media room, or office, with its own full bath and direct access to a covered patio. A large deck off the main level and the lower covered patio extend the living space outdoors, each open to the surrounding peaks. Summit Sky Ranch ownership includes access to resort-caliber amenities: the Aspen House with year-round heated pool, hot tubs, fitness center, yoga studio, library, and event spaces; the Lake House on private 7-acre Everist Lake for paddleboarding, kayaking, and a sandy beach; private fly fishing access on the Blue River; and miles of private hiking and biking trails connecting to the Eagles Nest Wilderness. Maryland Creek Park at the base of the neighborhood adds Silverthorne's largest park. The location puts you minutes from downtown Silverthorne, and a short drive from Keystone, Breckenridge, Copper Mountain, and Arapahoe Basin. STR licenses available as of list date, making 21 Moss Way well-suited as a primary residence, second home, or income-producing investment. Browse the full 3D virtual tour, then come experience it for yourself!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

5/10
4/10
Summit Middle SchoolGrades 6-86.9 mi
5/10
Summit High SchoolGrades 9-128.4 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2017

Materials

  • Foundation: Poured
  • Roof: Asphalt

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Gas Range,Microwave,Refrigerator,Range Hood,See Remarks,Wine Cooler,Dryer,Washer

Basement

  • Basement: Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Fireplace,See Remarks,Cable TV,Vaulted Ceiling(s)
  • Flooring: Carpet,Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes

Heating

  • Heating features: Natural Gas,Radiant

Interior Area

  • Total interior livable area: 2,189 sqft

Property

Details

  • Parcel number: 6517580
  • Zoning description: Planned Unit Development
  • Other equipment: Satellite Dish
  • Exclusions: No

Features

  • Levels: Three Or More,Multi/Split
  • Pool features: Community
  • Has view: Yes
  • View description: Mountain(s),Trees/Woods

Lot

  • Lot size: 1,668 sqft
  • Features: See Remarks

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Avalanche
    AvalancheVery High
  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Hail
    HailRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Avalanche
Inland Flooding
Lightning
Hail
Winter Weather
Landslide
Strong Wind

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $10,492$125,904
Home Insurance *$419$5,028
Property Taxes $553$6,636
Electricity $186$2,232
Total$11,650$139,800
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$399,428/yr
40% on housing$349,500/yr
45% on housing$310,666/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 19.3%
19.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 10.0%
10.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$948This listing

vs Other Active Listings

Avg $/sqft

ZIP 80498$484
Summit County$525

vs Homes Sold Last Month

Median $/sqft

ZIP 80498$642
Summit County$648

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-29Listed for sale$2,075,000
2025-04-09Sold$1,905,942
2025-01-22Pending sale$2,045,000
2024-12-03Price change$2,045,000
2024-11-22Price change$2,085,000
2024-11-13Listed for sale$2,130,000
2017-11-19Sold$821,364

For Sale by Agent

AgentPhilip Mervis
BrokerageSummit Alpine Realty

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