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12401 Tula Trl, Fort Wayne, IN, 46814

6beds
5baths
5,808sqft
$1,285,000
$221price/sqft
$8,443/moest. monthly cost
$337,720/yrincome needed

About This Home

Discover refined living in this stunning custom residence on one of Mercato’s premier pond lots. This home blends timeless craftsmanship with modern luxury across 5 bedrooms, 4.5 baths, and exceptional indoor–outdoor amenities. The main level features expansive living and entertaining space, highlighted by two fireplaces, rich architectural detail, and a seamless flow into the four-season room with panoramic views of the professionally landscaped grounds. Designed for both everyday comfort and impressive hosting, the gourmet kitchen and adjoining living areas open to an outdoor oasis. Enjoy an in-ground swimming pool with automatic cover, stamped concrete patio, full irrigation system, and a fenced backyard overlooking the tranquil pond. The upper level offers spacious bedrooms and beautifully appointed baths, while the finished lower level extends livability with abundant recreation and gathering space, bringing the total finished area to 5,808 square feet. Additional features include a 3.5-car garage, thoughtful storage throughout, and meticulous landscaping that elevates the home’s curb appeal. Located in the highly sought-after SWAC district—Covington Elementary, Woodside Middle School, and Homestead High School—this exceptional property pairs luxury with convenience in one of Fort Wayne’s most desirable communities.

Getting Around

2
WalkingCar-Dependent
0
TransitNo Nearby Transit
32
BikeSomewhat Bikeable

Schools

6/10
6/10
Woodside Middle SchoolGrades 6-80.4 mi
10/10

Construction

Condition

  • Year built: 2022

Materials

  • Construction materials: Vinyl Siding,Masonry,Cement Board

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full,Finished,Concrete

Bedroom1

  • Level: Main

Bedroom2

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Level: Main
  • Area: 288

Features

  • 1st Bdrm En Suite,Ceiling-9+,Cathedral Ceiling(s),Tray Ceiling(s),Ceiling Fan(s),Countertops-Solid Surf,Eat-in Kitchen,Main Level Bedroom Suite
  • Flooring: Carpet,Tile,Vinyl
  • Number of fireplaces: 2
  • Fireplace features: Extra Rm,Living Room
  • Fireplace: Yes
  • Attic: Pull Down Stairs,Storage
  • Finished area below ground: 2,069
  • Finished area above ground: 3,739

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 6,532
  • Total interior livable area: 5,808 sqft

Kitchen

  • Level: Main
  • Area: 288

Living Room

  • Level: Main
  • Area: 306

Office

  • Level: Main
  • Area: 144

Property

Details

  • Parcel number: 021108427012.000038

Features

  • Levels: Two
  • Stories: 2
  • Pool features: In Ground
  • Has view: Yes
  • On waterfront: Yes
  • Waterfront features: Waterfront,Pond

Lot

  • Lot size: 0.41 Acres
  • Features: Cul-De-Sac
  • Lot size dimensions: 138 x 107 x103 x 139 x 35 x 20

Parking

  • Total spaces: 4
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,497$77,964
Home Insurance *$539$6,468
Property Taxes $875$10,500
Electricity $532$6,388
Total$8,443$101,316
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$289,474/yr
40% on housing$253,290/yr
45% on housing$225,146/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.4%
9.4%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 5.1%
5.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$221This listing

vs Other Active Listings

Avg $/sqft

ZIP 46814$190
Allen County$136

vs Homes Sold Last Month

Median $/sqft

ZIP 46814$149
Allen County$139

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Listed for sale$1,350,000
2022-11-02Sold$975,000

For Sale by Agent

AgentErin Poiry
BrokerageMike Thomas Assoc., Inc

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