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5413 Nakoa St, Koloa, HI, 96756

2beds
2baths
799sqft
$1,895,000
$2,372price/sqft
$10,480/moest. monthly cost
$419,200/yrincome needed

About This Home

Live in Poipu Beach Estates on Kauai's South Shore Discover the opportunity to own a home in the highly desirable Poipu Beach Estates on Kauai's South Shore. This charming 2-bedroom, 2-bathroom home with a spacious 3-car garage offers comfortable island living just a short walk to Poipu's world-famous beaches, shopping, restaurants, and dining. Situated on an approximately 13,009-square-foot lot, this property offers exceptional flexibility and future potential. Kauai County zoning allows for a second home, creating an outstanding opportunity to expand or develop. Located within the Visitor Destination Area (VDA), the property also qualifies for a legal vacation rental, making it an attractive investment, second home, or primary residence. Quality Features Include: Hardwood flooring Solid quartz countertops Stainless steel appliances Vinyl-clad windows Presidential roof 3 Car garage Many possibilities on this property with options to live in the space as it is and build a pool with pool house or build your forever home. Either way you have options which make this a sweet property for years to come.

Getting Around

42
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

4/10
Koloa Elementary SchoolGrades PK-50.9 mi
7/10
Kauai High SchoolGrades 9-128.5 mi

Construction

Condition

  • Year built: 2017

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave Hood,Range,Refrigerator,Washer/Dryer Stacked

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Window features: Blinds
  • Flooring: Hardwood

Heating & Cooling

  • Heating features: Zoned
  • Cooling features: Zoned

Interior Area

  • Total structure area: 799
  • Total interior livable area: 799 sqft

Property

Details

  • Parcel number: 4280311210000
  • Zoning: R-4
  • Special condition: Fee Simple,Standard

Features

  • Levels: One
  • Fencing: Wood
  • Topography of land: Level

Lot

  • Lot size: 0.30 Acres
  • Features: Cleared

Parking

  • Parking features: Attached,Covered

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningRelatively High
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Wildfire

FEMA Declared Disasters Across Hawaii Counties

Flood
Mud Landslide
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $9,582$114,984
Home Insurance *$166$1,992
Property Taxes $358$4,296
Electricity $374$4,497
Total$10,480$125,760
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$359,314/yr
40% on housing$314,400/yr
45% on housing$279,466/yr

Hawaii FAIR Plan Programs

Hawaii - Hurricane Relief Fund

Covered
WindWind
Visit Website →
Current Policies
Residential: 2,402Commercial: -4
Total Premiums$5.57M
Total Exposure$928.92M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 5.6%
5.6%
0%15.0%
Property Taxes Growth Rate2-year average: -1.6%
-1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$2,372This listing

vs Other Active Listings

Avg $/sqft

ZIP 96756$1,564
Kauai County$1,385

vs Homes Sold Last Month

Median $/sqft

ZIP 96756$979
Kauai County$725

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

For Sale by Agent

AgentYvonne Summerfield
BrokerageRE/MAX Honolulu - Kauai

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