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1908 Gardner Rd, Hamilton, OH, 45013

5beds
3baths
2,980sqft
$444,900
$149price/sqft
$3,239/moest. monthly cost
$129,560/yrincome needed

About This Home

Unbelievable true 5 bedroom home on a little over an acre to enjoy entertaining, gardening or whatever your heart DESIRES! Detached 24 x 20 outbuilding/garage for your hobby needs, plus attached garage, rear entrance. Newer Wider concrete drive installed along with a nice rear patio. Other newer items inc; HWH '21, various lights and fans. Convenience being Close to all the amenities, but yet far enough for peace and tranquility. This Fabulous Find could be your new home!

Getting Around

9
WalkingCar-Dependent
19
TransitMinimal Transit
4
BikeSomewhat Bikeable

Schools

6/10
Bogan Elementary SchoolGrades PK-56.6 mi
7/10
Talawanda Middle SchoolGrades 6-89.2 mi
8/10
Talawanda High SchoolGrades 9-128.0 mi

Construction

Condition

  • Year built: 1979

Materials

  • Foundation: Concrete Perimeter
  • Roof: Metal
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Oven/Range,Electric Water Heater

Basement

  • Has basement: Yes
  • Basement: Partial,Bath/Stubbed,Finished,Walk-Out Access,WW Carpet

Bathroom1

  • Features: Full
  • Level: First

Bathroom2

  • Features: Full
  • Level: Second

Bathroom3

  • Features: Partial
  • Level: Lower

Bedroom2

  • Level: Second
  • Area: 198

Bedroom3

  • Level: Second
  • Area: 195

Bedroom4

  • Level: Second
  • Area: 143

Bedroom5

  • Level: Second
  • Area: 132

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: Wood Floor
  • Level: First
  • Area: 165

Family Room

  • Features: Wall-to-Wall Carpet,Fireplace,Window Treatment
  • Area: 255

Features

  • Natural Woodwork,Ceiling Fan(s),Recessed Lighting
  • Door features: Multi Panel Doors
  • Window features: Double Hung,Vinyl,Insulated Windows
  • Number of fireplaces: 1
  • Fireplace features: Brick,Wood Burning,Family Room
  • Fireplace: Yes

Great Room

  • Level: Lower
  • Area: 550

Heating & Cooling

  • Heating features: Oil
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 2,980
  • Total interior livable area: 2,980 sqft

Kitchen

  • Features: Pantry,Galley,Walkout,Window Treatment,Wood Cabinets
  • Area: 153

Living Room

  • Features: Wall-to-Wall Carpet,Window Treatment
  • Area: 247

Master Bathroom

  • Features: Tile Floor,Tub w/Shower,Window Treatment

Master Bedroom

  • Features: Wall-to-Wall Carpet,Window Treatment
  • Level: First
  • Area: 272

Office

  • Area: 0

Property

Details

  • Parcel number: B1020055000004
  • Zoning description: Residential

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered Deck/Patio,Patio
  • Has spa: Yes
  • Spa features: Hot Tub
  • Has view: Yes
  • View description: Trees/Woods
  • Topography of land: Sloping

Lot

  • Lot size: 1.20 Acres
  • Features: 1 to 4.9 Acres
  • Lot size dimensions: 1.198

Parking

  • Total spaces: 3
  • Parking features: Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Inland Flooding
Lightning
Strong Wind
Ice Storm
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,249$26,988
Home Insurance *$241$2,892
Property Taxes $430$5,160
Electricity $319$3,835
Total$3,239$38,868
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$111,051/yr
40% on housing$97,170/yr
45% on housing$86,373/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.1%
13.1%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$149This listing

vs Other Active Listings

Avg $/sqft

ZIP 45013$170
Butler County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 45013$175
Butler County$169

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Listed for sale$444,900
2026-05-02Pending sale$444,900
2026-04-22Listed for sale$444,900
2025-10-23Listing removed$449,500
2025-08-25Listed for sale$449,500
2025-08-20Listing removed$464,500
2025-07-08Price change$464,500
2025-06-04Price change$474,500
2025-05-19Listed for sale$484,500
2019-08-27Sold$275,000
2019-07-21Pending sale$279,900
2019-07-16Price change$279,900
2019-07-09Listed for sale$289,900

For Sale by Agent

AgentKaren M. Casey
BrokerageRE/MAX Alliance Realty

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