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459 Red River Loop, Clifton, CO, 81520

2beds
2baths
1,000sqft
$460,000
$460price/sqft
$2,814/moest. monthly cost
$112,560/yrincome needed

About This Home

This move in ready, true lock and leave, beautiful 2 bedroom, 2 bath, home is located in award-winning Palisade Legends. This home is great for entertaining and features concrete floors, mini splits for heat and a/c in each room, vaulted ceilings, finished closets, a large main suite, an instant water heater, custom cabinets, high efficiency lighting, a fire mitigation system, Anderson windows, a Murphy's bed in the second bedroom, an outdoor covered patio and a finished private fenced back yard with a gas fire pit. Long and short-term rentals are allowed and managed by Braycations. 459 Red River Loop has the popular sophisticated finish package and comes with a 2-car carport parking with a large 20' x 4'6" storage room for all of your outdoor gear. The professionally managed, high amenity, Association features include a clubhouse with swimming pool, exercise room, library, art room, conference room, guest room, multi-sport court including pickleball, and a pet park. Located on the Palisade Fruit and Wine Byway, by the Trailhead of the Colorado River Front Trail and in the Palisade School District. Live Where You Love & Love Where You Live.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
51
BikeBikeable

Schools

8/10
Taylor Elementary SchoolGrades PK-55.0 mi
5/10
5/10
Palisade High SchoolGrades 9-124.3 mi

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Slab
  • Roof: Metal,Rubber,Rolled/Hot Mop
  • Construction materials: Metal Siding,Wood Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Disposal,Gas Oven,Gas Range,Microwave,Refrigerator,Washer
  • Laundry features: Laundry Closet,In Hall,Washer Hookup,Dryer Hookup

Bedroom2

  • Level: Main
  • Dimensions: 10 x 11

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2

Dining Room

  • Dimensions: 0

Family Room

  • Dimensions: 0

Features

  • Kitchen/Dining Combo,Main Level Primary,Quartz Counters,Vaulted Ceiling(s),Walk-In Shower
  • Window features: Low-Emissivity Windows
  • Flooring: Concrete
  • Fireplace features: None

Heating & Cooling

  • Heating features: Heat Pump,Hot Water,Other,See Remarks
  • Cooling features: Other,See Remarks

Interior Area

  • Total structure area: 1,000
  • Total interior livable area: 1,000 sqft

Kitchen

  • Level: Main
  • Dimensions: 13 x 11

Laundry

  • Level: Main
  • Dimensions: 3 x 3

Living Room

  • Level: Main
  • Dimensions: 14 x 11

Master Bedroom

  • Level: Main
  • Dimensions: 11 x 14

Other

  • Level: Main
  • Dimensions: 20 x 4.6

Property

Accessibility

  • Accessibility features: Accessible Hallway(s),Low Threshold Shower

Details

  • Parcel number: 294313204010
  • Zoning description: PUD

Features

  • Stories: 1
  • Patio & porch: Covered,Patio
  • Exterior features: None
  • Fencing: Privacy

Lot

  • Lot size: 2,178 sqft
  • Features: Landscaped,Xeriscape
  • Lot size dimensions: 50 x 44

Parking

  • Total spaces: 2
  • Parking features: Carport,Assigned,Guest
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Winter Weather

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,326$27,912
Home Insurance *$157$1,884
Property Taxes $145$1,740
Electricity $186$2,232
Total$2,814$33,768
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$96,480/yr
40% on housing$84,420/yr
45% on housing$75,040/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.1%
13.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.9%
2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$460This listing

vs Other Active Listings

Avg $/sqft

ZIP 81520$159
Mesa County$236

vs Homes Sold Last Month

Median $/sqft

ZIP 81520$261
Mesa County$263

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Listed for sale$460,000
2023-08-04Sold$410,000

For Sale by Agent

AgentNATHALIE AMES
BrokerageNEXTHOME GRAND

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