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136 Cottonwood Dr, Hamilton, OH, 45013

2beds
1baths
972sqft
$139,000
$143price/sqft
$1,104/moest. monthly cost
$44,160/yrincome needed

About This Home

Ross Schools 2 bedroom 1 Bath, replacement windows

Getting Around

18
WalkingCar-Dependent
0
TransitNo Nearby Transit
33
BikeSomewhat Bikeable

Schools

10/10
Morgan Elementary SchoolGrades PK-35.9 mi
7/10
Ross Middle SchoolGrades 6-84.3 mi
7/10
Ross High SchoolGrades 9-124.5 mi

Construction

Condition

  • Year built: 1950

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Block,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Oven/Range,Refrigerator,Water Softener,Gas Water Heater

Basement

  • Basement: None

Bathroom1

  • Features: Full
  • Level: First

Bedroom2

  • Level: First
  • Area: 72

Bedroom3

  • Area: 0

Bedroom4

  • Area: 0

Bedroom5

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Area: 0

Family Room

  • Area: 0

Features

  • Window features: Double Hung,Vinyl

Heating & Cooling

  • Heating features: Gas
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 972
  • Total interior livable area: 972 sqft

Kitchen

  • Features: Eat-in Kitchen
  • Area: 182

Living Room

  • Features: Bookcases
  • Area: 180

Master Bathroom

  • Features: Shower

Master Bedroom

  • Features: Bath Adjoins
  • Level: First
  • Area: 90

Office

  • Area: 0

Property

Details

  • Parcel number: B1500038000040

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 1,820 sqft
  • Features: Less than .5 Acre

Parking

  • Parking features: Gravel,Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Lightning
Strong Wind
Inland Flooding
Ice Storm
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $702$8,424
Home Insurance *$75$900
Property Taxes $134$1,608
Electricity $193$2,320
Total$1,104$13,248
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$37,851/yr
40% on housing$33,120/yr
45% on housing$29,440/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.1%
13.1%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$143This listing

vs Other Active Listings

Avg $/sqft

ZIP 45013$170
Butler County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 45013$175
Butler County$169

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-22Listed for sale$139,000
2026-04-23Pending sale$139,000
2026-04-14Listed for sale$139,000
2013-02-11Sold$5,000
2013-01-12Pending sale$5,000
2013-01-10Price change$5,000
2013-01-02Pending sale$14,900
2012-12-21Price change$14,900
2012-08-25Listed for sale$18,000

For Sale by Agent

AgentAlbert G Hepp
BrokerageBuySelf, Inc

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