421 Shepherds Way, Osceola, IN, 46561
About This Home
Welcome to your dream home in the highly sought-after Shepherds Cove subdivision, where modern design, thoughtful upgrades, and exceptional functionality come together to create the perfect place to call home. Step inside and be greeted by soaring vaulted ceilings, abundant natural light, and an open-concept floor plan that creates a bright, spacious, and welcoming atmosphere. The neutral color palette provides the perfect backdrop for any decorating style, while custom blinds throughout add both style and convenience. The desirable split-bedroom floor plan offers privacy and comfort, with a spacious primary suite featuring a walk-in shower and generous closet space. You’ll be amazed by the abundance of storage throughout the home, from the oversized closets to the thoughtfully designed storage areas. The conveniently located main-floor laundry and mudroom make everyday living effortless.The beautifully finished lower level expands your living space with endless possibilities. Whether you’re hosting guests, creating a recreation room, or enjoying family movie nights, this level has it all. A built-in speaker system creates the ultimate entertainment experience, while the additional bedroom with an egress window and full bathroom makes it ideal for guests or multi-generational living. Even downstairs, you’ll find plenty of additional storage space. Outside, relax with your morning coffee on the charming front porch or enjoy the beautifully maintained lawn made easy with the in-ground sprinkler system. Every detail of this home has been carefully considered to maximize both comfort and convenience. Built in 2019, this home offers all the advantages of newer construction without the wait. Meticulously maintained and truly move-in ready, this is a rare opportunity to own a home that perfectly combines modern finishes, functional design, and timeless appeal. From the spacious layout to the exceptional storage and thoughtful upgrades, this home is sure to exceed your expectations.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2019
Materials
- Roof: Shingle
- Construction materials: Brick,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Refrigerator,Washer,Dryer-Gas,Gas Oven
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Full,Concrete,Sump Pump
Bedroom1
- Level: Main
Bedroom2
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
- Main level bedrooms: 3
Features
- Sound System,Vaulted Ceiling(s),Kitchen Island,Main Level Bedroom Suite
- Flooring: Carpet,Vinyl
- Finished area below ground: 1,700
- Finished area above ground: 1,872
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 3,744
- Total interior livable area: 3,572 sqft
Property
Details
- Parcel number: 711008451072.000030
- Other equipment: Sump Pump
Features
- Levels: One
- Stories: 1
- Patio & porch: Patio
- Exterior features: Irrigation System
Lot
- Lot size: 8,712 sqft
- Features: Level,City/Town/Suburb
- Lot size dimensions: 70X125
Parking
- Total spaces: 2
- Parking features: Attached,Concrete
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hail
- Inland Flooding
- Lightning
- Strong Wind
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Indiana Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,401 | $28,812 |
| Home Insurance * | $251 | $3,012 |
| Property Taxes | $435 | $5,220 |
| Electricity | $327 | $3,929 |
| Total | $3,414 | $40,968 |
Income You'd Need if You Spent...
Indiana FAIR Plan Programs
Indiana Basic Property Insurance Underwriting Association
WildfireHailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-08 | Pending sale | $469,000 |
| 2026-08-04 | Price change | $469,000 |
| 2026-07-09 | Listed for sale | $474,900 |
For Sale by Agent
View on Zillow