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8008 Prairie Rye Dr, Lago Vista, TX, 78645

3beds
3baths
2,496sqft
$419,000
$168price/sqft
$3,082/moest. monthly cost
$123,280/yrincome needed

About This Home

Rare assumable loan opportunity potential for significant monthly payment savings compared to current rates. Contact agent for details. This beautifully appointed home blends peaceful surroundings with elevated, modern living. Enjoy breathtaking sunsets that stretch for miles, with the lake just a short walk away. Step inside to a thoughtfully designed layout filled with natural light from expansive windows, showcasing quality craftsmanship throughout. You’re welcomed by a striking wrought iron staircase and elegant tile flooring, along with a convenient powder room for guests. The spacious living area features soaring ceilings and an open concept design that is perfect for entertaining. The kitchen is truly the heart of the home, offering a large island with breakfast bar, gas cooktop, built in microwave, stainless steel appliances, quartz countertops, pendant lighting, a pantry, and a stylish honeycomb tile backsplash. The downstairs primary suite provides a private retreat, complete with a luxurious en suite bathroom featuring double vanities, a walk in closet, soaking tub, and walk in shower. Upstairs, you’ll find two generously sized bedrooms, a full bath with extended vanity and tub and shower combo, plus a versatile loft and media room that can be used as a home office, gym, playroom, or movie space. Step outside to a covered patio and a thoughtfully designed backyard with a walking path leading to a sitting area. The yard is partially fenced with a gate, making it great for pets or gardening. Mature trees from the neighboring property provide added shade and privacy. The community offers a wide range of outdoor amenities including a private dock and boat launch, over a mile of shoreline, fishing, swimming, trails, playscapes, and more, making it ideal for an active lakeside lifestyle. With its prime location and upscale features, this home delivers the best of comfort, style, and nature.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
13
BikeSomewhat Bikeable

Schools

5/10
6/10
Lago Vista Middle SchoolGrades 6-81.5 mi
5/10
Lago Vista High SchoolGrades 9-123.6 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2021

Materials

  • Foundation: Slab
  • Roof: Composition, Shingle

Other

  • Builder name: Highland Homes

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Gas Range,Microwave,Stainless Steel Appliance(s),Gas Water Heater,Tankless Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Features

  • Breakfast Bar,Ceiling Fan(s),High Ceilings,Quartz Counters,Double Vanity,Eat-in Kitchen,Kitchen Island,Open Floorplan,Pantry,Primary Bedroom on Main,Soaking Tub,Walk-In Closet(s),Washer Hookup
  • Window features: Blinds
  • Flooring: Carpet,Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total interior livable area: 2,496 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 01868307210000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Covered
  • Exterior features: Gutters Full
  • Fencing: Back Yard, Privacy, Wood
  • Has view: Yes
  • View description: Hill Country,Neighborhood
  • Waterfront features: None

Lot

  • Lot size: 6,285 sqft
  • Features: Back Yard,Curbs,Few Trees,Front Yard,Level

Parking

  • Total spaces: 2
  • Parking features: Attached,Door-Single,Driveway
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hail
Heat Wave
Inland Flooding
Tornado
Wildfire

FEMA Declared Disasters Across Texas Counties

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,118$25,416
Home Insurance *$213$2,556
Property Taxes $477$5,724
Electricity $274$3,288
Total$3,082$36,984
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$105,668/yr
40% on housing$92,460/yr
45% on housing$82,186/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.4%
6.4%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$168This listing

vs Other Active Listings

Avg $/sqft

ZIP 78645$702
Travis County$334

vs Homes Sold Last Month

Median $/sqft

ZIP 78645$213
Travis County$233

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Listed for sale$419,000
2026-04-01Listing removed$430,000
2026-03-11Price change$430,000
2026-02-17Price change$440,000
2026-01-18Price change$449,999
2026-01-13Price change$460,000
2025-09-16Listed for sale$475,000
2025-05-25Contingent$455,000
2025-05-20Price change$455,000
2025-04-29Price change$465,000
2025-03-28Price change$470,000
2025-02-25Listed for sale$475,000

For Sale by Agent

AgentBlake Wilder
BrokerageWilder Realty LLC

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