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1013 26th St SE, Rio Rancho, NM, 87124

5beds
5baths
4,400sqft
$925,000
$210price/sqft
$5,617/moest. monthly cost
$224,680/yrincome needed

About This Home

Welcome to this stunning custom, Amish-built Craftsman-style two-story home, perfectly situated on a private street in the heart of Rio Rancho, NM. Offering an impressive 4,400 square feet of thoughtfully designed living space, this one-of-a-kind property. This spacious home features 5 bedrooms and 4.5 bathrooms, with three bedrooms on the main level and two bedrooms on the upper. A dedicated office space makes working from home both comfortable and efficient. The home also includes generous walk-in attic storage, ensuring plenty of space for organization without sacrificing living areas. Set on a beautifully sized 1/2-acre lot, it boasts a spacious side yard offering room for recreational vehicles. This home is a rare combination of custom craftsmanship, spacious design, and prime location.

Getting Around

65
WalkingSomewhat Walkable
0
TransitVery Limited Transit
62
BikeBikeable

Schools

5/10
Lincoln Middle SchoolGrades 6-81.2 mi
7/10
Rio Rancho High SchoolGrades 9-122.0 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2019

Materials

  • Roof: Metal,Pitched

Other

  • Builder name: Bergsten

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Electric Range,Cooktop,Double Oven,Dishwasher,Range Hood
  • Laundry features: Washer Hookup,Electric Dryer Hookup,Gas Dryer Hookup

Bedroom2

  • Level: Main
  • Area: 168

Bedroom3

  • Level: Main
  • Area: 144

Bedroom4

  • Level: Upper
  • Area: 143

Bedroom5

  • Level: Upper
  • Area: 168

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 208

Family Room

  • Level: Upper
  • Area: 480

Features

  • Breakfast Bar,Bathtub,Ceiling Fan(s),Dual Sinks,High Ceilings,Loft,Multiple Living Areas,Main Level Primary,Soaking Tub,Separate Shower,Walk-In Closet(s)
  • Window features: Thermal Windows
  • Flooring: Carpet,Tile
  • Number of fireplaces: 1
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Forced Air
  • Cooling features: Refrigerated

Interior Area

  • Total structure area: 4,400
  • Total interior livable area: 4,400 sqft

Kitchen

  • Level: Main
  • Area: 240

Living Room

  • Level: Main
  • Area: 420

Primary Bedroom

  • Level: Main
  • Area: 240

Property

Details

  • Parcel number: 1012068159232
  • Zoning description: R-1

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Patio

Lot

  • Lot size: 0.38 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener,Oversized
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Hail
Heat Wave
Inland Flooding
Winter Weather

FEMA Declared Disasters in Sandoval County and New Mexico

Fire
Flood
Mud Landslide
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,677$56,124
Home Insurance *$120$1,440
Property Taxes $508$6,096
Electricity $312$3,754
Total$5,617$67,404
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$192,582/yr
40% on housing$168,510/yr
45% on housing$149,786/yr

New Mexico FAIR Plan Programs

New Mexico Property Insurance Program

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,506Commercial: 306
Total Premiums$5.96M
Total Exposure$950.67M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.7%
3.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$210This listing

vs Other Active Listings

Avg $/sqft

ZIP 87124$190
Sandoval County$215

vs Homes Sold Last Month

Median $/sqft

ZIP 87124
Sandoval County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Listed for sale$925,000

For Sale by Agent

AgentJoe Schifani
BrokerageAffordable Realty Services Inc

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