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98 Simmental Loop, Castle Rock, CO, 80104

4beds
4baths
3,655sqft
$715,000
$196price/sqft
$4,594/moest. monthly cost
$183,760/yrincome needed

About This Home

Perfectly situated in the prestigious Montaine community, this quality-built Toll Brothers residence showcases an exceptional two-story design blending refined architecture with impressive, high-end finishes. From the moment you arrive, the dramatic entry and elegant staircase set the tone for the thoughtfully designed floor plan. Light-filled living spaces flow effortlessly, ideal for both everyday comfort and entertaining. The gourmet kitchen features a large center island, gas stovetop, double ovens, and abundant cabinetry—perfect for the home chef. The spacious primary suite offers a true retreat with dual his-and-her vanities and spa-like comfort. The finished basement expands the living space and includes a bedroom and full bathroom, ideal for guests or multi-generational living. Step outside to the serene patio and enjoy a private setting overlooking the greenbelt, natural open space, and scenic views. Additional highlights include owned active solar for energy efficiency. Residents of Montaine enjoy miles of trails, sweeping mountain views, and resort-style amenities, all just minutes from historic downtown Castle Rock, premier shopping, dining, and top-rated schools. This is a rare opportunity to experience luxury living in one of Castle Rock’s most sought-after neighborhoods.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

5/10
Mesa Middle SchoolGrades 6-84.6 mi
7/10

Construction

Condition

  • Year built: 2022

Materials

  • Roof: Composition
  • Construction materials: Frame,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Oven,Range,Refrigerator,Washer
  • Laundry features: In Unit

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bathroom

  • Level: Main

Bathroom

  • Features: Primary Suite
  • Level: Upper

Bathroom

  • Level: Upper

Bathroom

  • Level: Basement

Bedroom

  • Features: Primary Suite
  • Level: Upper

Bedroom

  • Level: Upper

Bedroom

  • Level: Upper

Bedroom

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 2
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Main

Family Room

  • Level: Basement

Features

  • Ceiling Fan(s),Kitchen Island,Open Floorplan,Pantry,Primary Suite,Quartz Counters,Vaulted Ceiling(s),Walk-In Closet(s)
  • Window features: Double Pane Windows,Window Coverings
  • Flooring: Carpet,Tile,Vinyl
  • Finished area below ground: 1,144
  • Finished area above ground: 2,511

Great Room

  • Level: Main

Heating & Cooling

  • Heating features: Active Solar,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,655
  • Total interior livable area: 3,655 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Utility Room

  • Level: Basement

Property

Details

  • Parcel number: R0608889
  • Special condition: Standard
  • Exclusions: Staging Items

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Deck,Front Porch
  • Fencing: Partial
  • Has view: Yes
  • View description: Mountain(s)

Lot

  • Lot size: 6,273 sqft
  • Features: Landscaped

Parking

  • Total spaces: 3
  • Parking features: Concrete
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Wildfire
    WildfireVery High
  • Hail
    HailRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Wildfire
Hail
Winter Weather
Strong Wind
Tornado

FEMA Declared Disasters Across Colorado Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,615$43,380
Home Insurance *$365$4,380
Property Taxes $339$4,068
Electricity $275$3,311
Total$4,594$55,128
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$157,508/yr
40% on housing$137,820/yr
45% on housing$122,506/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.0%
15.0%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$196This listing

vs Other Active Listings

Avg $/sqft

ZIP 80104$218
Douglas County$245

vs Homes Sold Last Month

Median $/sqft

ZIP 80104$209
Douglas County$230

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-12Price change$772,500
2026-04-23Listed for sale$775,000
2022-03-18Sold$648,955

For Sale by Agent

AgentBrianna Springer
BrokerageMadison & Company Properties

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