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120 W All Saints St, Frederick, MD, 21701

3beds
2baths
1,526sqft
$475,000
$311price/sqft
$3,516/moest. monthly cost
$140,640/yrincome needed

About This Home

Experience the charm of downtown living in this stunning second-floor condo, ideally located just one block from Market Street in the heart of Frederick. Upon entry, a spacious foyer welcomes you and leads to a private stairway ascending to the main living area. The modern open-concept floor plan features a generous living room, spacious dining area, and a beautifully designed gourmet kitchen complete with quartz countertops, stainless steel appliances, upgraded lighting, and an exposed brick accent wall that adds character and warmth. The owner’s suite offers a serene retreat with a luxurious full bathroom featuring a large walk-in shower with a 16" rain shower head, double bowl vanity, and a walk-in closet, along with peaceful views overlooking the backyard. Two additional bedrooms are positioned at the front of the unit, with a second full bathroom conveniently located off the hallway. Enjoy a variety of desirable indoor and outdoor features, including a private covered slate balcony, rear deck, large shared backyard, and a common area patio—ideal for relaxing or entertaining. Additional highlights include private off-street parking, a rare find in downtown Frederick. This condo truly offers the perfect blend of location, style, and functionality—don’t miss your opportunity to own in one of Frederick’s most desirable areas.

Getting Around

95
WalkingWalker's Paradise
36
TransitSome Transit
81
BikeVery Bikeable

Schools

4/10
Lincoln Elementary SchoolGrades PK-50.3 mi
5/10
Crestwood Middle SchoolGrades 6-81.4 mi
5/10
Tuscarora High SchoolGrades 9-123.0 mi

Construction

Condition

  • Year built: 1860

Materials

  • Construction materials: Brick,Vinyl Siding

Notable Dates

  • Major remodel year: 2020

Type & Style

  • Home type: Condo
  • Architectural style: Colonial
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Microwave,Refrigerator,Cooktop,Gas Water Heater
  • Laundry features: In Unit

Bathroom1

  • Level: Main

Bathroom2

  • Level: Main

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedroom3

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Dining Room

  • Level: Main

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,526

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,526
  • Total interior livable area: 1,526 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 1102599431
  • Attached to another structure: Yes
  • Zoning: RESIDENATIAL
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None

Parking

  • Total spaces: 1
  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Winter Weather

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,401$28,812
Home Insurance *$102$1,224
Property Taxes $732$8,784
Electricity $281$3,374
Total$3,516$42,192
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$120,548/yr
40% on housing$105,480/yr
45% on housing$93,760/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$311This listing

vs Other Active Listings

Avg $/sqft

ZIP 21701$222
Frederick County$211

vs Homes Sold Last Month

Median $/sqft

ZIP 21701$216
Frederick County$230

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Price change$499,900
2026-04-10Listed for sale$545,000
2024-08-17Listing removed--
2024-06-10Price change$495,000
2024-05-25Listed for sale$535,000

For Sale by Agent

AgentSteve L Powell
BrokerageSamson Properties

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