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16936 Lake Mdw, Chesterfield, MO, 63005

5beds
6baths
6,760sqft
$2,000,000
$296price/sqft
$13,590/moest. monthly cost
$543,600/yrincome needed

About This Home

Homes of this caliber and level of finish, built as recently as 2023, rarely become available in Chesterfield, especially within the sought after Fienup Farms subdivision off Wild Horse Creek. Offering over 6,700 square feet, this residence presents a true opportunity to secure newer construction without the time, cost, or compromise of building. A striking interior unfolds with clean architectural lines, refined finishes, and a chef’s kitchen anchored by Wolf appliances, seamlessly connecting to the main living spaces. The layout is thoughtfully designed with a luxurious main floor primary suite, complemented by a private secondary ensuite on the opposite wing, ideal for guests or multigenerational living. A private office and formal dining room are positioned with intention, enhancing functionality while maintaining a seamless flow throughout the home. Upstairs, three spacious bedrooms and a generous bonus room provide flexible living and gathering spaces. The finished lower level expands the experience with extensive recreation areas and direct walkout access to an expansive patio. Outdoor living is equally considered, with a covered deck offering privacy and a relaxed setting overlooking the level backyard, well suited for a pool or curated outdoor living environment. A three car side entry garage completes the offering. For the buyer seeking newer construction without compromise, in one of Chesterfield’s most desirable settings, this is a rare and complete opportunity.

Getting Around

7
WalkingCar-Dependent
13
TransitMinimal Transit
4
BikeSomewhat Bikeable

Schools

8/10
8/10
Crestview Middle SchoolGrades 6-83.6 mi
8/10
Marquette Sr. High SchoolGrades 9-122.5 mi

Construction

Condition

  • Year built: 2023

Materials

  • Construction materials: Brick Veneer

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Partially Finished,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 6
  • Full bathrooms: 5
  • 1/2 bathrooms: 1
  • Main level bathrooms: 3
  • Main level bedrooms: 2

Features

  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes
  • Finished area below ground: 2,400
  • Finished area above ground: 4,360

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 6,760
  • Total interior livable area: 6,760 sqft

Property

Details

  • Parcel number: 18U620524
  • Special condition: Standard

Features

  • Levels: One and One Half

Lot

  • Lot size: 0.35 Acres
  • Features: Back Yard,Level

Parking

  • Total spaces: 3
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Heat Wave
    Heat WaveVery High
  • Inland Flooding
    Inland FloodingVery High
  • Earthquake
    EarthquakeRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Hail
Heat Wave
Inland Flooding
Earthquake
Ice Storm
Winter Weather
Cold Wave
Landslide
Lightning
Tornado

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $10,113$121,356
Home Insurance *$1,062$12,744
Property Taxes $1,899$22,788
Electricity $516$6,194
Total$13,590$163,080
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$465,942/yr
40% on housing$407,700/yr
45% on housing$362,400/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$296This listing

vs Other Active Listings

Avg $/sqft

ZIP 63005$328
St. Louis County$161

vs Homes Sold Last Month

Median $/sqft

ZIP 63005$195
St. Louis County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Listed for sale$2,000,000
2026-08-13Listing removed$2,000,000
2026-07-22Listed for sale$2,000,000
2023-11-22Listing removed--
2023-11-13Price change$1,499,000
2023-10-11Listed for sale$1,579,900
2023-09-21Sold--

For Sale by Agent

AgentJustin Michael
BrokerageThe Wells Michael Collective

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