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9430 Alloway Dr, Hagerstown, MD, 21740

4beds
4baths
3,672sqft
$649,999
$177price/sqft
$4,562/moest. monthly cost
$182,480/yrincome needed

About This Home

NEW PRICE!!! BEST VALUE opportunity among current active listings in the community--- There’s something special about a home that feels both expansive and effortless the moment you walk in—and this one delivers exactly that. Located in the desirable Westfields community and backing to green space, this beautifully designed residence, built in 2025, offers over 3,600 square feet above grade and blends modern luxury with thoughtful everyday functionality. Natural light pours into the dramatic two-story family room, where soaring ceilings and expansive windows create a bright, open atmosphere that instantly feels like home. At the center of it all, the gourmet kitchen is designed for gathering. It features an impressive 12’ x 5’ island, granite countertops, stainless steel appliances, soft-close cabinetry, and under-cabinet lighting. The open-concept layout flows seamlessly through the main living spaces, enhanced by sleek LVP flooring throughout, making both daily living and entertaining feel effortless. A private main-level office provides the perfect space for working from home or quiet focus. Upstairs, four generously sized bedrooms offer comfort and flexibility, each has overhead lighting. The spacious primary suite, along with a total of three and a half well-appointed baths, ensures both convenience and room to unwind. The walkout lower level presents incredible potential—complete with a full bath rough-in and an egress window for a future fifth bedroom. Whether you envision a guest suite, home theater, gym, or recreation space, this level is ready to adapt to your needs. Step outside to a maintenance-free deck and patio overlooking peaceful green space—offering privacy and a natural backdrop that’s hard to find. With two HVAC systems for year-round comfort and a prime location close to shopping, dining, Walmart, Wawa, and easy access to I-70, this home offers the perfect balance of space, style, and convenience.

Getting Around

2
WalkingCar-Dependent
0
TransitNo Nearby Transit
16
BikeSomewhat Bikeable

Schools

7/10
4/10

Construction

Condition

  • Property condition: Excellent
  • Year built: 2025

Materials

  • Foundation: Permanent
  • Roof: Architectural Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater
  • Laundry features: Upper Level

Basement

  • Area: 1599

Basement

  • Has basement: Yes
  • Basement: Connecting Stairway

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Crown Molding,Bathroom - Walk-In Shower,Combination Kitchen/Dining,Combination Kitchen/Living,Dining Area,Family Room Off Kitchen,Open Floorplan,Formal/Separate Dining Room,Eat-in Kitchen,Kitchen Island,Kitchen - Gourmet,Primary Bath(s),Recessed Lighting,Upgraded Countertops,Walk-In Closet(s)
  • Flooring: Carpet,Ceramic Tile,Luxury Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 3,672

Heating & Cooling

  • Heating features: Central,Propane
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 5,271
  • Total interior livable area: 3,672 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 2210066164
  • Zoning: RT
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: Community
  • Patio & porch: Deck,Patio

Lot

  • Lot size: 0.27 Acres

Parking

  • Total spaces: 4
  • Parking features: Garage Faces Front,Asphalt,Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Drought
Hurricane
Heat Wave
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,286$39,432
Home Insurance *$248$2,976
Property Taxes $561$6,732
Electricity $467$5,614
Total$4,562$54,744
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$156,411/yr
40% on housing$136,860/yr
45% on housing$121,653/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$177This listing

vs Other Active Listings

Avg $/sqft

ZIP 21740$128
Washington County$147

vs Homes Sold Last Month

Median $/sqft

ZIP 21740$180
Washington County$193

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-12Price change$675,000
2026-05-07Price change$690,000
2026-04-23Price change$695,000
2026-03-26Listed for sale$699,900
2025-03-04Sold$664,192

For Sale by Agent

AgentAngela Kinna
BrokerageRedfin Corp

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